1510 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1510 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1925
Lot Size	0.123 acres (5,352 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jan 2021)
Tax Bill	$3,998 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-461-019`

Property Details

APN / Parcel Number

Primary APN	`21-03-461-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	5,352 sqft (0.123 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1510 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SOUTH VIEW ADD S100 LOT 35 & 36 BKL 5
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	SOUTH VIEW ADD
Legal Lot Number	35,36
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1022
Census Tract	1800

Owner

Source: McLean County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1510 E OAKLAND AVE, BLOOMINGTON, IL 61701-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	202154
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000000054
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Aug 7, 2026
Property Address	1510 E OAKLAND AVE, BLOOMINGTON, IL 61701-5616
Document Number	0000011674
Instrument Date	Jul 20, 2026
Instrument	202611674
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E OAKLAND AVE, BLOOMINGTON, IL 61701-5616

Mortgage

Document Number	0000011674,
Date	Aug 7, 2026
Instrument	202611674

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 4, 2021
Property Address	1510 E OAKLAND AVE, BLOOMINGTON, IL 61701-5616
Document Number	202100000054
Instrument Date	Nov 19, 2020
Instrument	2021-00000054
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 E OAKLAND AVE, BLOOMINGTON, IL 61701-5616

Mortgage

Document Number	202100000055
Date	Jan 4, 2021
Instrument	2021-00000055

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,374 (+23.68%) Land $10,858 Building $51,516	$187,122 (+23.68%) Land $32,574 Building $154,548
2024	$3,998.00 (+7.68%)
2023	$3,713.00	$50,430 Land $8,779 Building $41,651	$151,290 Land $26,337 Building $124,953

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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