1601 E Frontier Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1601 E Frontier Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1967
Lot Size	0.204 acres (8,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (Aug 2024)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-12-2-SD590-003-0004`

Property Details

APN / Parcel Number

Primary APN	`19N02E-12-2-SD590-003-0004`
Alternative APNs	`600024108` `24108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,917 sqft (0.204 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	430 sqft

Exterior Amenities

Porch	Slab
Porch Area	29 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24108
Street Address	1601 E FRONTIER DR
City	STILLWATER
State	OK
Zip	74075-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DONALDSON & MANNING EST 1ST SEC BLK 3 LOT 4
Legal Range	02E
Legal Township	19N
Legal Section	12
Legal Subdivision	DONALDSON & MANNING EST 1ST SEC
Legal Block	3
Legal Lot Number	4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3017
Census Tract	10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 162, MCALESTER, OK 74502-0162
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Commercial Mortgage MABREY BANK
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20248128
Deed Book / Page	2817 / 841
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 30, 2021
Property Address	1601 E FRONTIER DR, STILLWATER, OK 74075-7309
Document Number	0026570281
Book / Page	2657 / 281
Instrument Date	Sep 24, 2021
Instrument	2021-122423
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	FIRST CMRC TITLE COMPANY, FIRST REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E FRONTIER DR, STILLWATER, OK 74075-7309

Mortgage

Document Number	2021122424
Date	Sep 30, 2021
Instrument	2021-122424

Lender

Name	MABREY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 25, 2018
Property Address	1601 E FRONTIER DR, STILLWATER, OK 74075-7309
Document Number	0024750075
Book / Page	002475 / 000075
Instrument Date	Sep 24, 2018
Instrument	11591
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	OKLAHOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 E FRONTIER DR STILLWATER OK 740757309, STILLWATER, OK 74075-7309

Mortgage

Document Number	24750076
Date	Sep 25, 2018
Book Page	002475/000076
Instrument	11592

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,495 (+21.11%) Land $4,491 Building $18,004	$197,326 (+4.41%) Land $39,398 Building $157,928
2025	$2,170.00 (+14.88%)	$18,574 (-) Land $2,948 Building $15,626
2024	$1,889.00 (+5.24%)	$18,574 (+5%) Land $2,948 Building $15,626	$189,000 (+13.32%) Land $30,000 Building $159,000
2023	$1,795.00 (+5.22%)	$17,690 (+5%) Land $3,182 Building $14,508	$166,780 (+12.85%) Land $30,000 Building $136,780
2022	$1,706.00	$16,848 Land $2,850 Building $13,998	$147,790 Land $25,000 Building $122,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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