1523 E Frontier Dr, Stillwater, OK 74075 Property Records

Payne County property record for 1523 E Frontier Dr, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1969
Lot Size	0.197 acres (8,598 sqft)
Owner	Individual Name on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-12-2-SD590-003-0005`

Property Details

APN / Parcel Number

Primary APN	`19N02E-12-2-SD590-003-0005`
Alternative APNs	`600024095` `24095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,598 sqft (0.197 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	325 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24095
Street Address	1523 E FRONTIER DR
City	STILLWATER
State	OK
Zip	74075-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DONALDSON & MANNING EST 1ST SEC BLK 3 LOT 5
Legal Range	02E
Legal Township	19N
Legal Section	12
Legal Subdivision	DONALDSON & MANNING EST 1ST SEC
Legal Block	3
Legal Lot Number	5
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3017
Census Tract	10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1523 E FRONTIER DR, STILLWATER, OK 74075-7307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2014
Transfer Doc	0022320282
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 15, 2018
Property Address	1523 E FRONTIER DR, STILLWATER, OK 74075-7307
Document Number	0024410825
Book / Page	002441 / 000825
Instrument Date	Mar 14, 2018
Instrument	2722
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 E FRONTIER DR STILLWATER OK 740757307, STILLWATER, OK 74075-7307

Mortgage

Document Number	24410826
Date	Mar 15, 2018
Book Page	002441/000826
Instrument	2723

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,065 (+6.09%) Land $3,573 Building $14,492	$158,473 (-17%) Land $31,344 Building $127,129
2025	$1,675.00 (+2.76%) Homeowner's exemption	$17,028 (-) Land $2,675 Building $14,353
2024	$1,630.00 (+3.43%) Homeowner's exemption	$17,028 (+2.99%) Land $2,675 Building $14,353	$190,940 (+11.94%) Land $30,000 Building $160,940
2023	$1,576.00 (+3.41%) Homeowner's exemption	$16,533 (+3%) Land $2,907 Building $13,626	$170,580 (+14.48%) Land $30,000 Building $140,580
2022	$1,524.00 Homeowner's exemption	$16,051 Land $2,693 Building $13,358	$149,000 Land $25,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Centranet.

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