1601 E 1st St, Mountain Home, AR 72653 Property Records

Baxter County property record for 1601 E 1st St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,659 sqft
Lot Size	0.294 acres (12,835 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2025)
Tax Bill	$693 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-01285-000`

Property Details

APN / Parcel Number

Primary APN	`007-01285-000`
Alternative APN	`30606`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,835 sqft (0.294 acres)
Lot Dimensions	151 ft deep x 85 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,920 sqft
Porch	Open Porch
Porch Area	96 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1601 E 1ST ST
City	MOUNTAIN HOME
State	AR
Zip	72653-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 INDIAN CREEK UNIT 3 PHASE 1
Legal Subdivision	INDIAN CREEK UNIT 3
Legal Phase	1
Legal Block	2
Legal Lot Number	6
Legal Unit	3
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3019
Census Tract	950200

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS BANK
Jan 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK OF THE OZARKS
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2025-L202505755
Deed Book / Page	2025 / L202505755
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jun 30, 2025
Property Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772
Document Number	L202505755
Instrument Date	Jun 30, 2025
Instrument	L202505755
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	UNKNOWN, ALLEY ABSTRACT A DIV OF FNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 COUNTY ROAD 310, GAINESVILLE, MO 65655-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772

Mortgage

Document Number	L202505756
Date	Jun 30, 2025
Instrument	L202505756

Lender

Name	THE FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Aug 30, 2030

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772

Mortgage

Document Number	L202400305
Date	Jan 12, 2024
Instrument	L202400305

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank
Address	GAINESVILLE, MO 65655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 3, 2020
Property Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772
Document Number	L202001054
Instrument Date	Jan 30, 2020
Instrument	L202001054
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$409.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 1ST ST, MOUNTAIN HOME, AR 72653-3772

Mortgage

Document Number	L202001055
Date	Feb 3, 2020
Instrument	L202001055

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$693.00 (-6.22%) Homeowner's exemption	$32,390 (-) Land $5,000 Building $27,390
2024	$739.00 (-2.76%)
2023	$760.00 Homeowner's exemption	$32,390 Land $5,000 Building $27,390	$161,950 Land $25,000 Building $136,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Nov 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Reynolds Media, T-Mobile.

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