1409 E 1st St, Mountain Home, AR 72653 Property Records

Baxter County property record for 1409 E 1st St, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,851 sqft
Lot Size	0.25 acres (10,908 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2017)
Tax Bill	$508 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-01164-000`

Property Details

APN / Parcel Number

Primary APN	`007-01164-000`
Alternative APN	`30469`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,908 sqft (0.25 acres)
Lot Dimensions	108 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	900 sqft
Porch	Slab
Porch Area	123 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1409 E 1ST ST
City	MOUNTAIN HOME
State	AR
Zip	72653-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 INDIAN CREEK UNIT 2
Legal Range	13
Legal Township	19
Legal Section	10
Legal Subdivision	INDIAN CREEK UNIT 2
Legal Block	3
Legal Lot Number	1
Legal Unit	2
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	3
Census Block	3018
Census Tract	950200

Owner

Source: Baxter County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FARMERS AND MERCHANTS BANK
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit INTEGRITY FIRST BANK NA
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 23, 2017	Warranty Deed, Transfer · FHA Mortgage BEAR STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	May 19, 1993 · Amount on Record
Deed Document Number	20179216
Prior Transfer Date	Mar 1, 2013
Prior Transfer Doc	2013/2210
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Recording Date	May 29, 2026
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Document Number	0000004749
Instrument Date	May 21, 2026
Instrument	20264749
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767

Mortgage

Document Number	0000004749,
Date	May 29, 2026
Instrument	20264749

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 26, 2051

Interest

Rate	6.23%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202113588
Date	Nov 24, 2021
Instrument	L202113588

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank
Address	STUTTGART, AR 72160

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jan 19, 2027

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202109130
Date	Aug 10, 2021
Instrument	L202109130

Lender

Name	ROCKET MORTGAGE LLC
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201710928
Date	Dec 21, 2017
Instrument	L201710928

Lender

Name	INTEGRITY FIRST BANK NA
Type	Bank
Address	MOUNTAIN HOME, AR 72654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 14, 2022

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201910799
Date	Dec 3, 2019
Instrument	L201910799

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Oct 23, 2017
Property Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767
Document Number	L201709216
Instrument Date	Oct 19, 2017
Instrument	L201709216
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	BEAVER COUNTY ABSTRACT, BAXTER COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 LUDA ST, 690, ELGIN, IL 60120-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 E 1ST ST, MOUNTAIN HOME, AR 72653-3767

Mortgage

Document Number	L201709217
Date	Oct 23, 2017
Instrument	L201709217

Lender

Name	BEAR STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00 (-16.45%) Homeowner's exemption	$33,600 (-) Land $4,000 Building $29,600
2024	$608.00 (-10.98%)
2023	$683.00 Homeowner's exemption	$33,600 Land $4,000 Building $29,600	$168,000 Land $20,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Nov 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Reynolds Media, T-Mobile.

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