Black Hawk County property record for 1601 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,438 sqft · built 1945 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Oct 2018) |
| Tax Bill | $2,782 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-126-025 |
| Primary APN | 8913-36-126-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Attic | Attic |
| Attic Area | 446 sqft |
| Basement Area | 992 sqft |
| Unfinished Basement | 992 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1601 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 136 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 136 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-126-025
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Nov 05, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Oct 02, 2025 | Warranty Deed, Transfer · Line of Credit CEDAR FALLS COMMUNITY CU |
| Nov 05, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Oct 17, 2018 | Warranty Deed, Transfer VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Prior Sale | Dec 16, 2010 |
| Deed Document Number | 2018201900006303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202100021643 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 202100021643 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201900007322 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 201900007322 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 110 Months |
| Due | Jan 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 02, 2025 |
| Property Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Document Number | 0202514531 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 2025-14531 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $879.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Document Number | 0202514534 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025-14534 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 05, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201900007322 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 201900007322 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 110 Months |
| Due | Jan 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 17, 2018 |
| Property Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Document Number | 201900006303 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 201900006303 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 BERTCH AVE, WATERLOO, IA 50702-1707 |
| Document Number | 201900006304 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 201900006304 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,782.00 Homeowner's exemption | $138,500 (-) Land $15,760 Building $122,740 | $138,500 (-) Land $15,760 Building $122,740 |
| 2024 | $2,782.00 (+37.18%) | ||
| 2023 | $138,500 (+36.86%) Land $15,760 Building $122,740 | $138,500 (+36.86%) Land $15,760 Building $122,740 | |
| 2022 | $2,028.00 Homeowner's exemption | $101,200 Land $15,760 Building $85,440 | |
| 2021 | $101,200 Land $15,760 Building $85,440 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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