1601 Belcher St, Gainesville, TX 76240 Property Records

Cooke County property record for 1601 Belcher St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,360 sqft · built 1971
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Tax Bill$4,096 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2395-000-00013

Property Details

APN / Parcel Number

Primary APN2395-000-00013
Alternative APN
  • 18076

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,360 sqft Living Area
Gross Area2,548 sqft
1st Floor Area1,360 sqft
2nd Floor Area640 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area216 sqft
Storage Building252 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2395-000-00013
Street Address1601 BELCHER ST
CityGAINESVILLE
StateTX
Zip76240-3614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWETH; LOT 13
Legal SubdivisionHOWETH
Legal Lot Number13
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3019
Census Tract600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 DOWLING GREEN DR, LEWISVILLE, TX 75067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2026
Deed SaleMar 13, 2026
Prior SaleFeb 3, 2012 · Amount on Record
Deed Document Number20261835
Deed Book / Page2770 / 748
Prior Transfer DateFeb 2, 2012
Prior Transfer Doc001787/268
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address1601 BELCHER ST, GAINESVILLE, TX 76240-3614
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 BELCHER ST, GAINESVILLE, TX 76240-3614

Mortgage

Document Number002457/433
DateOct 15, 2021
Book Page2457/433
Instrument2021-09025
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeUSDA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,096.00 (+114.56%) Homeowner's exemption$195,773 (+23.87%) Land $26,593 Building $169,180$195,773 (+7.63%) Land $26,593 Building $169,180
2025$1,909.00 (+2.41%) Homeowner's exemption$158,048 (+21%) Land $26,593 Building $155,302$181,895 (+1.7%) Land $26,593 Building $155,302
2024$1,864.00 (-14.3%)
2023$130,618 Land $24,176 Building $154,683$178,859 Land $24,176 Building $154,683
2022$2,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8.

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