1601 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1601 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jun 2021)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121203004`

Property Details

APN / Parcel Number

Primary APN	`1121203004`
Alternative APN	`108663`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	108663
Street Address	1601 3RD AVE
City	STERLING
State	IL
Zip	61081-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE LOT 3 BLK 1 180800X
Legal Subdivision	SUMMIT PLACE SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1031
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 3RD AVE, STERLING, IL 61081-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK ILLINOIS
Oct 4, 2018	Warranty Deed, Transfer SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	20212021-04162
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 15, 2021
Property Address	1601 3RD AVE, STERLING, IL 61081-2442
Document Number	0202104162
Instrument Date	Jun 4, 2021
Instrument	2021-04162
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 11TH AVE # 2, 2, STERLING, IL 61081-1407

Mortgage

Document Number	0202104163
Date	Jun 15, 2021
Instrument	2021-04163

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 4, 2018
Property Address	1601 3RD AVE, STERLING, IL 61081-2442
Document Number	0000005520
Instrument Date	Oct 4, 2018
Instrument	5520
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 3RD AVE STERLING IL 610812442, STERLING, IL 61081-2442

Mortgage

Document Number	5521
Date	Oct 4, 2018
Instrument	5521

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00	$23,828 Land $3,301 Building $20,527
2024			$71,484 Land $9,903 Building $61,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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