1507 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1507 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	1,103 sqft · built 1939
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1121204009`

Property Details

APN / Parcel Number

Primary APN	`1121204009`
Alternative APNs	`108951` `116756`

Interior

Building Area	1,103 sqft Building Perimeter
Basement Area	1,103 sqft
Unfinished Basement	1,103 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	200 sqft

Location & Zoning

Account Number	116756
Street Address	1507 3RD AVE
City	STERLING
State	IL
Zip	61081-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE LOT 10 BLK 2 181800X
Legal Subdivision	SUMMIT PLACE BEING
Legal Block	2
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1035
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1507 3RD AVE, STERLING, IL 61081-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Nov 2, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000005403
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jun 26, 2026
Property Address	1507 3RD AVE, STERLING, IL 61081-2440
Document Number	0000003245
Instrument Date	Jun 22, 2026
Instrument	20263245
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 3RD AVE, STERLING, IL 61081-2440

Mortgage

Document Number	0000003245,
Date	Jun 26, 2026
Instrument	20263245

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 2, 2023
Property Address	1507 3RD AVE, STERLING, IL 61081-2440
Document Number	0000005403
Instrument Date	Sep 15, 2023
Instrument	2023-05403
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 3RD AVE, STERLING, IL 61081-2440

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (-15.27%)	$24,355 (+18.27%) Land $3,699 Building $20,656
2024			$73,065 (+18.27%) Land $11,097 Building $61,968
2022	$2,200.00	$20,592 Land $3,128 Building $17,464	$61,776 Land $9,384 Building $52,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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