16006 Spangler Peak Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16006 Spangler Peak Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,640 sqft · built 1987
Lot Size0.468 acres (20,383 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (Oct 2012)
Tax Bill$5,093 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288-160-05-00

Property Details

APN / Parcel Number

Primary APN288-160-05-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,640 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area20,383 sqft (0.468 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16006 SPANGLER PEAK RD
CityRAMONA
StateCA
Zip92065-4237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 56 TR 007450
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007450
Legal Block3
Legal Lot Number56
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3007
Census Tract20810

Owner

16006 Spangler Peak Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address16006 SPANGLER PEAK RD, RAMONA, CA 92065-4237
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2012 · Amount on File
Deed SaleOct 5, 2012 · Amount on File
Prior SaleAug 5, 2011 · Amount on File
Deed Document Number2012610626
Last Transfer DateMar 23, 2021
Transfer Doc0000250254
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2021
Property Address16006 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Document Number0000250254
Map ReferenceMAP 7450
Instrument DateMar 23, 2021
Instrument2021-0250254
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16006 SPANGLER PEAK RD, RAMONA, CA 92065-4237

Mortgage

Document Number0000250255
DateApr 1, 2021
Instrument2021-0250255
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16006 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150612
DateApr 16, 2018
Instrument2018-0150612
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16006 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000236826
DateMay 11, 2020
Instrument2020-0236826
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16006 Spangler Peak Rd was $5,093.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$393,414 (+2%) Land $125,600 Building $267,814
2025$5,093.00$385,701 Land $123,138 Building $262,563
2023$4,733.00 (-2.67%)$370,725 Land $118,357 Building $252,368
2022$4,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16006 Spangler Peak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16006 Spangler Peak Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: San Diego Broadband.

Nearby Properties on Spangler Peak Rd

Nearby Streets

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