16036 Spangler Peak Rd, Ramona, CA 92065 Property Records

San Diego County property record for 16036 Spangler Peak Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,697 sqft · built 1976
Lot Size0.442 acres (19,270 sqft)
OwnerIndividual Name on Record
Last Sale$386,500 (Sep 2015)
Tax Bill$3,999 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-371-19-00

Property Details

APN / Parcel Number

Primary APN288-371-19-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,697 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area19,270 sqft (0.442 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16036 SPANGLER PEAK RD
CityRAMONA
StateCA
Zip92065-4237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 76 TR 007519
Legal SubdivisionCOUNTRY CLUB V
Legal Tract007519
Legal Block3
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3007
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 23, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Dec 10, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Mar 12, 2020Affidavit of Death of Joint Tenant, Transfer · VA Mortgage
RSI FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2015 · Amount on Record
Deed SaleSep 21, 2015 · Amount on Record
Prior SaleJan 22, 2002 · Amount on Record
Deed Document Number2015497583
Prior Transfer DateJan 17, 1996
Prior Transfer Doc0000034014
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237

Mortgage

Document Number0000046443
DateFeb 19, 2026
Instrument2026-0046443
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237

Mortgage

Document Number0000081664
DateFeb 23, 2022
Instrument2022-0081664
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10636 SPANGLER PEAK RD, RAMONA, CA 92066

Mortgage

Document Number0000791379
DateDec 10, 2020
Instrument2020-0791379
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMar 12, 2020
Property Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237
Document Number0000127949
Map ReferenceMAP 7519
Instrument DateMar 7, 2020
Instrument2020-0127949
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16036 SPANGLER PEAK RD, RAMONA, CA 92065-4237

Mortgage

Document Number0000127950
DateMar 12, 2020
Instrument2020-0127950
Lender
NameRSI FINANCIAL SERVICES
TypeNon-Lending Institution
AddressSAN JUAN CAPISTRANO, CA 92675
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$466,677 (+2%) Land $113,814 Building $352,863
2025$3,999.00 (+6.3%)$457,528 (+4.04%) Land $111,583 Building $345,945
2023$3,762.00 (-5.74%)$439,763 Land $107,251 Building $332,512
2022$3,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 70% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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