1600 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 1600 W Pearson St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,053 sqft · built 2008
Lot Size1 acres (43,727 sqft)
OwnerIndividual Name on File
Tax Bill$3,634 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00630-007.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00630-007.0
Alternative APNs
  • 1818S19E0110006300070
  • 2306858

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,053 sqft Living Area
1st Floor Area2,993 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,727 sqft (1 acres)
Lot Dimensions291 ft deep x 150 ft wide
Garage Area672 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area415 sqft
PorchOpen Porch
Porch Area183 sqft
Deck Area146 sqft
Patio Area358 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2306858
Old Parcel Number1818S19E0110006300070
Street Address1600 W PEARSON ST
CityHERNANDO
StateFL
Zip34442-3277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 7 BLK 63
Legal Range18E
Legal Township18S
Legal Section35
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block63
Legal Lot Number7
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1017
Census Tract450704

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00630-007.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1600 W PEARSON ST, HERNANDO, FL 34442-3277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 11, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jan 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2021
Deed SaleAug 19, 2021
Prior SaleNov 12, 2003 · Amount on Record
Deed Document Number0031971019
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1600 W PEARSON ST, HERNANDO, FL 34442-3277
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 W PEARSON ST, HERNANDO, FL 34442-3277

Mortgage

Document Number0034040215
DateAug 21, 2023
Book Page3404/215
Instrument2023048778
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1600 W PEARSON ST, HERNANDO, FL 34442-3277
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 W PEARSON ST, HERNANDO, FL 34442-3277

Mortgage

Document Number0032361501
DateDec 20, 2021
Book Page3236/1501
Instrument2021087348
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1600 W PEARSON ST, HERNANDO, FL 34442-3277
Document Number0029911326
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedAug 05, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 W PEARSON ST HERNANDO FL 344423277, HERNANDO, FL 34442-3277

Mortgage

Document Number0029911326
DateJul 22, 2019
Book Page002991/001326
Instrument37593
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 21, 2049
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1600 W PEARSON ST, HERNANDO, FL 34442-3277
Document Number0028051515
Instrument DateJan 06, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1600 W PEARSON ST HERNANDO FL 344423277, HERNANDO, FL 34442-3277

Mortgage

Document Number0028051515
DateJan 18, 2017
Book Page002805/001515
Instrument2327
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 17, 2032

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,634.00 (+4.37%) Homeowner's exemption Additional exemption filed$449,866 (-3.18%) Land $31,000 Building $418,866$449,866 (-3.18%) Land $31,000 Building $418,866
2024$3,482.00 (+2.23%) Homeowner's exemption Additional exemption filed$464,619 (+0.82%) Land $29,500 Building $435,119$464,619 (+0.82%) Land $29,500 Building $435,119
2023$3,406.00 (+6.84%) Homeowner's exemption Additional exemption filed$460,821 (+20.06%) Land $25,500 Building $435,321$460,821 (+20.06%) Land $25,500 Building $435,321
2022$3,188.00 Homeowner's exemption Additional exemption filed$383,822 Land $17,250 Building $366,572$383,822 Land $17,250 Building $366,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 94 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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