1551 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 1551 W Pearson St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,497 sqft · built 2006
Lot Size	1 acres (43,649 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2020)
Tax Bill	$27 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00610-004.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00610-004.0`
Alternative APNs	`1818S19E0110006100040` `2306220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,497 sqft Living Area
1st Floor Area	2,503 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,649 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	633 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	356 sqft
Patio Area	100 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306220
Old Parcel Number	1818S19E0110006100040
Street Address	1551 W PEARSON ST
City	HERNANDO
State	FL
Zip	34442-3288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 4 BLK 61
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	61
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2014
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1551 W PEARSON ST, HERNANDO, FL 34442-3288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	2020048433
Deed Book / Page	3090 / 2367
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 14, 2020
Property Address	1551 W PEARSON ST, HERNANDO, FL 34442-3288
Document Number	0030902367
Book / Page	3090 / 2367
Map Reference	MB 9 PG 73-83
Instrument Date	Sep 14, 2020
Instrument	2020048433
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1551 W PEARSON ST, 1551, HERNANDO, FL 34442-3288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 W PEARSON ST, HERNANDO, FL 34442-3288

Mortgage

Document Number	30902369
Date	Sep 14, 2020
Instrument	3090/2369

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$391,675 (-3.29%) Land $31,000 Building $360,675	$391,675 (-3.29%) Land $31,000 Building $360,675
2024	$27.00 Homeowner's exemption Additional exemption filed	$404,999 (-0.02%) Land $29,500 Building $375,499	$404,999 (-0.02%) Land $29,500 Building $375,499
2023	$27.00 (-78.74%) Homeowner's exemption Additional exemption filed	$405,079 (+20.44%) Land $25,500 Building $379,579	$405,079 (+20.44%) Land $25,500 Building $379,579
2022	$127.00 Homeowner's exemption Additional exemption filed	$336,342 Land $17,250 Building $319,092	$336,342 Land $17,250 Building $319,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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