1600 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 1600 Franklin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	20,441 sqft · built 1920
Lot Size	0.552 acres (24,050 sqft)
Owner	2 Company Names on File
Last Sale	$481,300 (Feb 2019)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-016500-002300-0`

Property Details

APN / Parcel Number

Primary APN	`48-016500-002300-0`
Alternative APNs	`4801650000230000111` `172356`

Interior

Stories	2 Stories
Building Area	20,441 sqft Gross Area
1st Floor Area	7,233 sqft
2nd Floor Area	5,000 sqft
Upper Floors Area	3,208 sqft
Basement Area	5,000 sqft
Flooring	Wood
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Reinforced Concrete
Roof Material	Built-Up Asphalt
Lot Area	24,050 sqft (0.552 acres)
Canopy	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1600 FRANKLIN AVE
City	WACO
State	TX
Zip	76701-1720
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M1
Legal Description	FARM LOT 23 LOT 1 2 3A 15 BLOCK 5 ACRES .5521
Legal Subdivision	FARM LOT 23
Legal Block	5
Legal Lot Number	23,1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2097
Census Tract	100

Owner

1600 Franklin Ave, a commercial property, is owned by a company that bought it in February 2019.

Source: McLennan County records, as of September 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	4300 W WACO DR, 76710-7013, WACO, TX 76710-7033
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 15, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Feb 18, 2019	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2019 · Amount on File
Deed Sale	Feb 18, 2019 · Amount on File
Deed Document Number	20195146
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000005146
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1600 FRANKLIN AVE, WACO, TX 76701-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010988
Date	Apr 3, 2019
Instrument	2019010988

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 1, 2021

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1600 FRANKLIN AVE, WACO, TX 76701-1720
Document Number	0000029987
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 FRANKLIN AVE WACO TX 767011720, WACO, TX 76701-1720

Mortgage

Document Number	0000029987
Date	Aug 27, 2020
Instrument	29987

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 26, 2021

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 18, 2019
Property Address	1600 FRANKLIN AVE, WACO, TX 76701-1720
Document Number	0000005146
Instrument Date	Feb 15, 2019
Instrument	2019005146
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 FRANKLIN AVE, WACO, TX 76701-1905

Mortgage

Document Number	0000005147
Date	Feb 18, 2019
Instrument	2019005147

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Franklin Ave was $3,321, down 6.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,000 (-7.25%) Land $79,670 Building $57,330	$137,000 (-7.25%) Land $79,670 Building $57,330
2025	$3,321.00 (-6.29%)	$147,712 Land $144,300 Building $3,412	$147,712 Land $144,300 Building $3,412
2024	$3,544.00
2023		$157,120 Land $144,300 Building $12,820	$157,120 Land $144,300 Building $12,820
2022	$3,522.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1600 Franklin Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1600 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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