160 South Rd, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 160 South Rd, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,815 sqft · built 2003
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2020)
Tax Bill	$11,292 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515400 39.1-5-1.100`

Property Details

APN / Parcel Number

Primary APN	`515400 39.1-5-1.100`
Alternative APN	`119300.100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	119300.100
Street Address	160 SOUTH RD
City	RUBY
State	NY
Zip	12475-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Subdivision	SUBDIVISION OF LANDS OF DANIEL A WINN
Legal Block	5
Legal Lot Number	1.100
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2013
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 BEDELL AVE, HIGHLAND, NY 12528-2203
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20206446
Deed Book / Page	6603 / 67
Prior Transfer Date	Feb 3, 2009
Prior Transfer Doc	0000001427
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	May 18, 2020
Property Address	160 SOUTH RD, RUBY, NY 12475-8011
Document Number	0000006446
Book / Page	6603 / 67
Instrument Date	Apr 16, 2020
Instrument	2020-6446
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BEDELL AVE, HIGHLAND, NY 12528-2203

Mortgage

Document Number	0000006447
Date	May 18, 2020
Instrument	2020-6447

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,292.00 (+230.95%)	$197,500 (-) Land $35,000 Building $162,500	$481,707 (+21.95%) Land $85,366 Building $396,341
2023		$197,500 (-) Land $35,000 Building $162,500	$395,000 (+1%) Land $70,000 Building $325,000
2022		$197,500 Land $35,000 Building $162,500	$359,091 Land $63,636 Building $295,455
2021	$3,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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