177 South Rd, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 177 South Rd, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,637 sqft · built 2007
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,800 (Sep 2019)
Tax Bill	$12,378 (2025)
Deeds & Mortgages	Mar 2024 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515400 39.1-5-1.230`

Property Details

APN / Parcel Number

Primary APN	`515400 39.1-5-1.230`
Alternative APN	`119300.230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,637 sqft Living Area
1st Floor Area	2,245 sqft
Basement Area	392 sqft
Finished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	300 sqft
Porch	Slab
Porch Area	182 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	119300.230
Street Address	177 SOUTH RD
City	RUBY
State	NY
Zip	12475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Subdivision	SUBDIVISION PLAT JOHN & LINDA RINALDO
Legal Block	5
Legal Lot Number	1.230
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2014
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 238, RUBY, NY 12475-0238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed, Transfer
Sep 6, 2019	Deed, Transfer · Stand-Alone First Mortgage RHINEBECK SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	201911604
Deed Book / Page	6484 / 304
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000002415
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 8, 2024
Property Address	177 SOUTH RD, RUBY, NY 12475
Document Number	0000002415
Book / Page	7329 / 164
Instrument Date	Mar 7, 2024
Instrument	2024-2415
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 238, RUBY, NY 12475-0238

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 6, 2019
Property Address	177 SOUTH RD, RUBY, NY 12475-8013
Document Number	0000011604
Book / Page	6484 / 304
Instrument Date	Sep 5, 2019
Instrument	2019-11604
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 ELMENDORF ST, KINGSTON, NY 12401-3440

Mortgage

Document Number	0000011605
Date	Sep 6, 2019
Instrument	2019-11605

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000011604
Date	Sep 6, 2019
Book Page	6484/304
Instrument	2019-11604

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,378.00 (+230.96%)	$216,500 (-) Land $34,000 Building $182,500	$528,049 (+21.95%) Land $82,927 Building $445,122
2023		$216,500 (-) Land $34,000 Building $182,500	$433,000 (+1%) Land $68,000 Building $365,000
2022		$216,500 Land $34,000 Building $182,500	$393,636 Land $61,818 Building $331,818
2021	$3,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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