160 Reflections Dr, Apt 14, San Ramon, CA 94583 Property Records

Contra Costa County property record for 160 Reflections Dr, Apt 14, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 943 sqft · built 1988
Lot Size	0.025 acres (1,066 sqft)
Owner	Trust Name on File
Last Sale	$640,000 (Jan 2024)
Tax Bill	$7,971 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`213-771-032-9`

Property Details

APN / Parcel Number

Primary APN	`213-771-032-9`
Alternative APN	`213-771-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	943 sqft Living Area
1st Floor Area	943 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	1,066 sqft (0.025 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	160 REFLECTIONS DR, 14
City	SAN RAMON
State	CA
Zip	94583-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L1 B15 U14
Legal Subdivision	REFLECTIONS CONDO
Legal Tract	6780
Legal Block	15
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	345111

Owner

160 Reflections Dr, Apt 14 is held in a trust since January 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	160 REFLECTIONS DR, 14, SAN RAMON, CA 94583-4729
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage ALL WESTERN MORTGAGE INC
Jan 24, 2024	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Jun 30, 2017	Grant Deed, Transfer · Conventional with PMI PRINCETON CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	20247738
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR 4, 4, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000138847
Date	Dec 12, 2025
Instrument	2025- 138847

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company
Address	8345 W SUNSET RD STE 380, LAS VEGAS, NV 89113

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 24, 2024
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Document Number	0000007738
Map Reference	MB 326 PG 1
Instrument Date	Jan 18, 2024
Instrument	2024-007738
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000007739
Date	Jan 24, 2024
Instrument	2024-007739

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR 4, 4, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000073561
Date	Aug 2, 2023
Instrument	2023-073561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR 14, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000074603
Date	Mar 11, 2021
Instrument	2021-074603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR 14, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000344168
Date	Dec 22, 2021
Instrument	2021-344168

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Document Number	0000088790
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR #14 SAN RAMON CA 945834729, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000088790
Date	May 11, 2020
Instrument	88790

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Document Number	0000200232
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR #14 SAN RAMON CA 945834729, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	0000200232
Date	Nov 8, 2019
Instrument	200232

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2017
Property Address	160 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4729
Document Number	0000118050
Instrument Date	Jun 23, 2017
Instrument	118050
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 REFLECTIONS DR #14 SAN RAMON CA 945834729, 14, SAN RAMON, CA 94583-4729

Mortgage

Document Number	118051
Date	Jun 30, 2017
Instrument	118051

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 160 Reflections Dr, Apt 14 was $7,971.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,000 (-11.31%) Land $361,875 Building $217,125
2025	$7,971.00	$652,800 Land $408,000 Building $244,800
2023	$7,509.00 (+0.24%)	$607,953 Land $446,875 Building $161,078
2022	$7,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 160 Reflections Dr, Apt 14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Reflections Dr, Apt 14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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