Lake County property record for 160 Oak Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,568 sqft · built 2015 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,631,087 (Dec 2014) |
| Tax Bill | $38,944 (2024) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-304-037 |
| Primary APN | 12-21-304-037 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,568 sqft Living Area |
| Gross Area | 7,323 sqft |
| 1st Floor Area | 2,271 sqft |
| Upper Floors Area | 2,162 sqft |
| Basement Area | 2,271 sqft |
| Finished Basement | 1,135 sqft |
| Unfinished Basement | 1,136 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,999 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 160 OAK TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF SECOND RAVINE FOREST LOT 44 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF SECOND RAVINE FORE |
| Legal Lot Number | 44 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 160 OAK TER, LAKE BLUFF, IL 60044-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Apr 13, 2018 | Deed of Trust, Mortgage BAXTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2014 · Amount on Record |
| Deed Sale | Dec 4, 2014 · Amount on Record |
| Prior Sale | Nov 10, 2014 · Amount on Record |
| Deed Document Number | 20147152434 |
| Prior Transfer Date | Jan 7, 2011 |
| Prior Transfer Doc | 0006708522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 160 OAK TER, LAKE BLUFF, IL 60044-2760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0007801724 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 7801724 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 160 OAK TER, LAKE BLUFF, IL 60044-2760 |
| Document Number | 0007480647 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 160 OAK TER LAKE BLUFF IL 600442760, LAKE BLUFF, IL 60044-2760 |
| Document Number | 0007480647 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 7480647 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | 340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2033 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599,966 (+15.97%) Land $166,117 Building $433,849 | $1,800,078 (+15.97%) Land $498,401 Building $1,301,677 | |
| 2024 | $38,944.00 (+12.84%) | ||
| 2023 | $34,512.00 (+3.61%) | $517,351 (+3.95%) Land $143,243 Building $374,108 | $1,552,208 (+3.95%) Land $429,772 Building $1,122,436 |
| 2022 | $33,310.00 | $497,704 Land $137,803 Building $359,901 | $1,493,261 Land $413,450 Building $1,079,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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