Lake County property record for 153 Oak Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,845 sqft · built 2008 |
| Lot Size | 0.33 acres (14,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,490,000 (Apr 2020) |
| Tax Bill | $39,271 (2024) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-306-022 |
| Primary APN | 12-21-306-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,845 sqft Living Area |
| Gross Area | 7,177 sqft |
| 1st Floor Area | 2,604 sqft |
| Upper Floors Area | 1,288 sqft |
| Basement Area | 2,604 sqft |
| Finished Basement | 1,953 sqft |
| Unfinished Basement | 651 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,392 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 153 OAK TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LA DUKES OAK TERRACE SUB; LOT 2 |
| Legal Subdivision | LA DUKES OAK TERRACE SUB |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 863300 |
153 Oak Ter is owned and occupied by two individuals who bought it in April 2020.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 OAK TER, LAKE BLUFF, IL 60044-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Warranty Deed, Transfer JOHN G SCHREIBER |
| Jan 23, 2019 | Intrafamily Transfer, Transfer · ARM CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Prior Sale | Oct 27, 2006 · Amount on File |
| Deed Document Number | 20207652144 |
| Prior Transfer Date | Jan 9, 2019 |
| Prior Transfer Doc | 0007539240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 30, 2020 |
| Property Address | 153 OAK TER, LAKE BLUFF, IL 60044-2717 |
| Document Number | 0007652144 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 7652144 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 153 OAK TER LAKE BLUFF IL 600442717, LAKE BLUFF, IL 60044-2717 |
| Document Number | 7652145 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 7652145 |
| Name | JOHN G SCHREIBER |
|---|---|
| Address | 1115 E ILLINOIS RD, LAKE FOREST, IL 60045-2411 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 29, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 23, 2019 |
| Property Address | 153 OAK TER, LAKE BLUFF, IL 60044-2717 |
| Document Number | 0007539240 |
| Map Reference | DOC5537050 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 7539240 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 153 OAK TER, LAKE BLUFF, IL 60044-2717 |
| Document Number | 0007539241 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 7539241 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $600,544 Land $152,184 Building $448,360 | $1,801,813 Land $456,598 Building $1,345,215 | |
| 2024 | $39,271.00 (+12.79%) | ||
| 2023 | $34,817.00 (+3.61%) | $517,848 (+3.95%) Land $131,228 Building $386,620 | $1,553,699 (+3.95%) Land $393,723 Building $1,159,976 |
| 2022 | $33,604.00 | $498,183 Land $126,245 Building $371,938 | $1,494,699 Land $378,773 Building $1,115,926 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 153 Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 153 Oak Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures