160 N Spencer St, Post Falls, ID 83854 Property Records

Kootenai County property record for 160 N Spencer St, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,676 sqft · built 1990
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P62100010040`

Property Details

APN / Parcel Number

Primary APN	`P62100010040`
Alternative APN	`177878`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,676 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Great Room	Great Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	177878
Street Address	160 N SPENCER ST
City	POST FALLS
State	ID
Zip	83854-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VILLA WEST SUB REPLAT BLOCK 3, LT 4 BLOCK 1 0150N05W
Legal Range	05W
Legal Township	50N
Legal Section	01
Legal Subdivision	VILLA WEST SUB
Legal Block	1,3
Legal Lot Number	4
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4019
Census Tract	602

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 N SPENCER ST, POST FALLS, ID 83854-7908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 17, 2021
Transfer Doc	0002835004
Record Updated	Sep 20, 2026

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KOOTENAI ID
Recording Date	Jul 19, 2022
Property Address	160 N SPENCER ST, POST FALLS, ID 83854-7908
Document Number	2908480000
Map Reference	MB F PG 260
Instrument Date	Apr 9, 2022
Instrument	2908480000
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	160 N SPENCER ST, POST FALLS, ID 83854-7908
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2828079000
Date	Apr 22, 2021
Instrument	2828079000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	160 N SPENCER ST, POST FALLS, ID 83854-7908
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2719383000
Date	Oct 25, 2019
Instrument	2719383000

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	160 N SPENCER ST, POST FALLS, ID 83854-7908
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2633335000
Date	Feb 28, 2018
Instrument	2633335000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+3.15%) Homeowner's exemption	$593,890 (+1.93%) Land $162,500 Building $431,390	$593,890 (+1.93%) Land $162,500 Building $431,390
2024	$2,416.00 (+16.15%)
2023	$2,080.00 (-37.48%) Homeowner's exemption	$582,666 (-12.87%) Land $153,600 Building $429,066	$582,666 (-12.87%) Land $153,600 Building $429,066
2022	$3,327.00 Homeowner's exemption	$668,740 Land $192,000 Building $476,740	$668,740 Land $192,000 Building $476,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks, Wind Wireless.

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