130 N Spencer St, Post Falls, ID 83854 Property Records

Kootenai County property record for 130 N Spencer St, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1990
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$490,953 (Jul 2023)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P62100010020`

Property Details

APN / Parcel Number

Primary APN	`P62100010020`
Alternative APN	`177876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	680 sqft
Basement Area	680 sqft
Finished Basement	680 sqft
Unfinished Basement	680 sqft
Family Room	Family Room
Great Room	Great Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	177876
Street Address	130 N SPENCER ST
City	POST FALLS
State	ID
Zip	83854-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE VILLA WEST SUB REPLAT BLOCK 3, LT 2 BLOCK 1 0150N05W
Legal Range	05W
Legal Township	50N
Legal Section	01
Legal Subdivision	VILLA WEST SUB
Legal Block	1,3
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4019
Census Tract	602

Owner

130 N Spencer St is owned and occupied by an individual who bought it in July 2023.

Source: Kootenai County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	130 N SPENCER ST, POST FALLS, ID 83854-7908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	20232943637
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0002831890
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 28, 2023
Property Address	130 N SPENCER ST, POST FALLS, ID 83854-7908
Document Number	2943637000
Map Reference	MB F PG 260
Instrument Date	Jul 27, 2023
Instrument	2943637000
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, FLYING S T&E CDA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 N SPENCER ST, POST FALLS, ID 83854-7908

Mortgage

Document Number	2943638000
Date	Jul 28, 2023
Instrument	2943638000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	130 N SPENCER ST, POST FALLS, ID 83854-7908
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	ALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2849711000
Date	Jul 30, 2021
Instrument	2849711000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	May 10, 2021
Property Address	130 N SPENCER ST, POST FALLS, ID 83854-7908
Document Number	2831890000
Map Reference	MB F PG 260
Instrument Date	Apr 13, 2021
Instrument	2831890000
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N SPENCER ST, POST FALLS, ID 83854-7908

Mortgage

Document Number	2831891000
Date	May 10, 2021
Instrument	2831891000

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 29, 2019
Property Address	130 N SPENCER ST, POST FALLS, ID 83854-7908
Document Number	2704079000
Map Reference	MB F PG 260
Instrument Date	Jul 29, 2019
Instrument	2704079000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N SPENCER ST, POST FALLS, ID 83854-7908

Mortgage

Document Number	2704080000
Date	Jul 29, 2019
Instrument	2704080000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 130 N Spencer St was $1,783 with a homeowner's exemption, up 6.8% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (+6.83%) Homeowner's exemption	$454,710 Land $162,500 Building $292,210	$454,710 Land $162,500 Building $292,210
2024	$1,669.00 (+20.16%)
2023	$1,389.00 (-38.95%) Homeowner's exemption	$423,395 (-13.9%) Land $153,600 Building $269,795	$423,395 (-13.9%) Land $153,600 Building $269,795
2022	$2,275.00 Homeowner's exemption	$491,772 Land $192,000 Building $299,772	$491,772 Land $192,000 Building $299,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 N Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 N Spencer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks, Wind Wireless.

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