160 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 160 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,524 sqft · built 2020
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$317,426 (Aug 2020)
Tax Bill$4,386 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT180200094

Property Details

APN / Parcel Number

Primary APNT180200094
Alternative APN
  • 2-0048-C585-00-0047.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,524 sqft Living Area
Basement Area1,262 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Lot Area9,017 sqft (0.207 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180200094
Street Address160 KEYSTONE RIDGE DR
CityO FALLON
StateMO
Zip63366-5094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE RIDGE LOT 47
Legal Range02E
Legal Township47N
Legal SubdivisionKEYSTONE RIDGE
Legal Lot Number47
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3085
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address160 KEYSTONE RIDGE DR, O FALLON, MO 63366-5094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Deed Document Number0007367395
Deed Book / Page7367 / 395
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 10, 2020
Property Address160 KEYSTONE RIDGE DR, O FALLON, MO 63366-5094
Document Number0073670395
Book / Page7367 / 395
Map ReferenceMB 49 PG 332
Instrument DateAug 6, 2020
Instrument20200810000568540
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 KEYSTONE RIDGE DR, O FALLON, MO 63366-5094

Mortgage

Document Number20200810000568550
DateAug 10, 2020
Instrument20200810000568550
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,386.00$70,321 (+6.41%)$370,113 (+6.41%) Land $50,000 Building $320,113
2023$66,085
2022$347,815 Land $50,000 Building $297,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed, Verizon, Wisper ISP.

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