St. Charles County property record for 159 Keystone Ridge Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 2019 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Company Name on Record |
| Last Sale | $252,094 (Apr 2020) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180200075 |
| Primary APN | T180200075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Basement Area | 1,553 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180200075 |
|---|---|
| Street Address | 159 KEYSTONE RIDGE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE RIDGE LOT 28 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | KEYSTONE RIDGE |
| Legal Lot Number | 28 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3085 |
| Census Tract | 312095 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 159 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Apr 28, 2020 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Deed Document Number | 0007281161 |
| Deed Book / Page | 7281 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 8, 2026 |
| Property Address | 159 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Document Number | 0000042865 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202642865 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 159 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Document Number | 0000042865, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202642865 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 28, 2020 |
| Property Address | 159 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Document Number | 0072810161 |
| Book / Page | 7281 / 161 |
| Map Reference | MB 49 PG 332 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 20200428000267460 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 159 KEYSTONE RIDGE DR, O FALLON, MO 63366-5093 |
| Document Number | 20200428000267470 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 20200428000267470 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,081.00 | $65,385 (+19.98%) | $344,134 (+19.98%) Land $50,000 Building $294,134 |
| 2023 | $54,498 | ||
| 2022 | $286,829 Land $50,000 Building $236,829 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon, Wisper ISP.
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