Warwick City property record for 160 Gray St, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,501 sqft · built 1969 |
| Lot Size | 0.388 acres (16,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $559,900 (Dec 2023) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 37801550000 |
| Primary APN | 37801550000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| Gross Area | 4,130 sqft |
| 1st Floor Area | 1,501 sqft |
| Basement Area | 1,501 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,900 sqft (0.388 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 145348 |
|---|---|
| Street Address | 160 GRAY ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A15 |
| Legal Block | 155 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21600 |
Source: Warwick City assessment roll, APN 37801550000, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 05, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2023 · Amount on Record |
| Deed Sale | Dec 05, 2023 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Book / Page | 10421 / 88 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 009867-235 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 9867/235 |
| Instrument | 12076 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 009998-307 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 9998/307 |
| Instrument | 22181 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 05, 2023 |
| Property Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Document Number | 0010421-88 |
| Book / Page | 10421 / 88 |
| Instrument Date | Dec 05, 2023 |
| Instrument | 12855 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 CRESTWOOD RD, WARWICK, RI 02886-9435 |
| Document Number | 0000012856 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 12856 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8794-151 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 8794/151 |
| Instrument | 4903 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 29, 2018 |
| Property Address | 160 GRAY ST, WARWICK, RI 02889-6321 |
| Document Number | 9058-56 |
| Book / Page | 009058 / 000056 |
| Instrument Date | May 22, 2018 |
| Instrument | 7013 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $353.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 GRAY ST WARWICK RI 028896321, WARWICK, RI 02889-6321 |
Source: Warwick City assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,833.00 (+0.01%) | $538,000 (+11.73%) Land $178,700 Building $359,300 | |
| 2024 | $595,080 | ||
| 2023 | $6,832.00 (+6.72%) | $481,500 (+40.87%) Land $164,800 Building $316,700 | |
| 2022 | $6,402.00 | $341,800 Land $103,700 Building $238,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, as of December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030216001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1985–2012) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 345 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system RI1615627, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARWICK-CITY OF serves 73,289 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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