90 Gray St, Warwick, RI 02889 Property Records

Warwick City property record for 90 Gray St, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,416 sqft · built 1970
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Tax Bill$6,580 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN37801530000

Property Details

APN / Parcel Number

Primary APN37801530000
Alternative APNs
  • WARW M:378 B:0153 L:0000
  • 107500220
  • 141140

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,416 sqft Living Area
Gross Area4,072 sqft
1st Floor Area1,416 sqft
Basement Area1,320 sqft
Unfinished Basement336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number141140
Street Address90 GRAY ST
CityWARWICK
StateRI
Zip02889-6321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA15
Legal Block153
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1018
Census Tract21600

Owner

Source: Warwick City assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address90 GRAY ST, WARWICK, RI 02889-6321
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Recording DateMay 26, 2026
Property Address90 GRAY ST, WARWICK, RI 02889-6321
Document Number010898-234
Book / Page10898 / 234
Instrument DateMay 12, 2026
Instrument20265929
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 GRAY ST, WARWICK, RI 02889-6321

Mortgage

Document Number0000005929,
DateMay 26, 2026
Book Page10898/234
Instrument20265929
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,580.00 (+1.36%)$518,100 (+13.25%) Land $154,300 Building $363,800
2024$492,860
2023$6,492.00 (+6.85%)$457,500 (+41.03%) Land $142,000 Building $315,500
2022$6,076.00$324,400 Land $87,500 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1985–2012)
Claims Outside the SFHA10 of 12
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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