160 E Summit St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 160 E Summit St, Chelsea, MI 48118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,550 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2020)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-12-404-003`

Property Details

APN / Parcel Number

Primary APN	`06-06-12-404-003`
Alternative APN	`FC0612404003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	990 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	160 E SUMMIT ST
City	CHELSEA
State	MI
Zip	48118-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3 TW
Legal Description	OLD SID - FC 06-570-040-00 CV 5-38 LOT 19 BLK 17 E. CONGDON'S 3RD ADDITION.
Legal Range	03E
Legal Township	02S
Legal Section	12
Legal Subdivision	E CONGDONS THIRD ADDITION
Legal Block	17
Legal Lot Number	19
Jurisdiction	WASHTENAW MI
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2025
Census Tract	446400

Owner

160 E Summit St is owned and occupied by an individual who bought it in December 2020.

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	160 E SUMMIT ST, CHELSEA, MI 48118-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Sep 9, 2015 · Amount on File
Deed Document Number	20206562285
Deed Book / Page	5395 / 447
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	0006006341
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	160 E SUMMIT ST, CHELSEA, MI 48118-1054
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006523124
Date	May 27, 2020
Book Page	5356/333
Instrument	6523124

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Dec 29, 2020
Property Address	160 E SUMMIT ST, CHELSEA, MI 48118-1054
Document Number	0006562285
Book / Page	5395 / 447
Map Reference	LB 60 PG 674
Instrument Date	Nov 16, 2020
Instrument	6562285
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BARRISTERS STLMT & TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 E SUMMIT ST, 160, CHELSEA, MI 48118-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3330 W HUTCHINSON ST STE 1, 1, CHICAGO, IL 60618-2275

Mortgage

Document Number	0006562286
Date	Dec 29, 2020
Instrument	6562286

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 160 E Summit St was $4,250 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Chelsea City
County	Washtenaw County
Unified School District	Chelsea School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,200	$340,400
2025	$4,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 E Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 E Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA serves 5,474 people · EPA ID MI0001370
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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