146 E Summit St, Chelsea, MI 48118 Property Records

Washtenaw County property record for 146 E Summit St, Chelsea, MI 48118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$260,500 (Jul 2023)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-06-12-404-005`

Property Details

APN / Parcel Number

Primary APN	`06-06-12-404-005`
Alternative APN	`FC0612404005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,034 sqft Living Area
1st Floor Area	768 sqft
Basement Area	355 sqft
Unfinished Basement	355 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 E SUMMIT ST
City	CHELSEA
State	MI
Zip	48118-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3 TW
Legal Description	TRSF 12-21-95 *OLD SID - FC 06-570-035-00 CV 5-35 LOT 15 BLK 17 E. CONGDON'S 3RD ADDITION.
Legal Range	3E
Legal Township	2S
Legal Section	12
Legal Subdivision	ELISHA CONGDONS 3RD ADDITION
Legal Block	17
Legal Lot Number	15
Jurisdiction	WASHTENAW MI
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2025
Census Tract	446400

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	146 E SUMMIT ST, CHELSEA, MI 48118-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage APPROVED MORTGAGE BANKER INC
Dec 11, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	20236693597
Deed Book / Page	5526 / 723
Prior Transfer Date	Apr 17, 2013
Prior Transfer Doc	0006139868
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 14, 2023
Property Address	146 E SUMMIT ST, CHELSEA, MI 48118-1054
Document Number	0006693597
Book / Page	5526 / 723
Map Reference	LB 60 PG 674&675
Instrument Date	Jul 13, 2023
Instrument	6693597
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.75
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 E SUMMIT ST, CHELSEA, MI 48118-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2536 BRECKENRIDGE DR, ANN ARBOR, MI 48103-6511

Mortgage

Document Number	0006693774
Date	Jul 17, 2023
Book Page	5526/900
Instrument	6693774

Lender

Name	APPROVED MORTGAGE BANKER INC
Type	Mortgage Company
Address	CANTON, MI 48187

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHTENAW MI
Property Address	146 E SUMMIT ST, CHELSEA, MI 48118-1054
Document Number	0006453852
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 E SUMMIT ST CHELSEA MI 481181054, CHELSEA, MI 48118-1054

Mortgage

Document Number	0006453852
Date	Jan 7, 2019
Book Page	005287/000083
Instrument	6453852

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Chelsea City
County	Washtenaw County
Unified School District	Chelsea School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,300 (+2.93%)	$224,600 (+2.93%)
2025	$2,847.00 (-12.8%) Homeowner's exemption	$109,100 (+6.23%)	$218,200 (+6.23%)
2023		$102,700	$205,400
2019	$3,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA serves 5,474 people · EPA ID MI0001370
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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