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160 Cove Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 160 Cove Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,023 sqft · built 1987
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Aug 2011)
Tax Bill$9,319 (2025)
Flood ZoneZone AE (high risk)
APN28-2S-21-42300-000-1600

Property Details

APN / Parcel Number

Primary APN28-2S-21-42300-000-1600
Alternative APNs
  • 28-221-42300-000-1600
  • 1060304

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,023 sqft Living Area
Gross Area3,615 sqft
1st Floor Area1,517 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions133 ft deep x 70 ft wide
Garage TypeAttached
Garage Area621 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area362 sqft
Deck AreaDeck Area
Patio Area600 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address160 COVE DR
CityMIRAMAR BEACH
StateFL
Zip32550-4577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYS
Legal DescriptionLOT 160 COVE AT SEVENTEEN S/D PB 8-3 INT IN COMMON ELEMENTS AS RECD IN OR 464-140 OR 1470-284 OR 2255-284 OR 2654-2659 OR 2800-3410 OR 2871-4616 OR 2871-4618
Legal Range021
Legal Township02S
Legal Section28
Legal SubdivisionSEVENTEEN
Legal Block16
Legal Lot Number160
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2006
Census Tract950609

Owner

160 Cove Dr is owned by an individual who bought it in August 2011.

Source: Walton County records, as of December 3, 2025

Owner of RecordIndividual Name on File
Mailing Address2060 SHADOWOOD CV, MEMPHIS, TN 38119-6411
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2011 · Amount on File
Deed SaleAug 17, 2011 · Amount on File
Prior SaleAug 17, 2011 · Amount on File
Deed Document Number201166033
Deed Book / Page2871 / 4618
Prior Transfer DateAug 18, 2008
Prior Transfer Doc0028003410
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 160 Cove Dr was $9,319, up 2.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,319.00 (+2.82%)$1,181,993 Land $373,750 Building $808,243$1,181,993 Land $373,750 Building $808,243
2024$9,063.00 (+26.93%)
2023$7,140.00 (+6.28%)$836,367 (+6.99%) Land $227,990 Building $608,377$836,367 (+6.99%) Land $227,990 Building $608,377
2022$6,718.00$781,731 Land $241,566 Building $540,165$781,731 Land $241,566 Building $540,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: LiveOak Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Dr

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