Walton County property record for 156 Cove Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,346 sqft · built 1988 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $470,000 (Nov 2015) |
| Tax Bill | $3,176 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 28-2S-21-42300-000-1560 |
| Primary APN | 28-2S-21-42300-000-1560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 2,991 sqft |
| 1st Floor Area | 1,441 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 124 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 351 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 156 COVE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 156 COVE AT SEVENTEEN SD PB 8-3 INTEREST IN COMMON ELEMENTS AS REC IN OR 464-140 OR 2294-1567 OR 2294-1568 OR 2340-494 OR 2672-1538 OR 2995-663 OR 2998-2250 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEVENTEEN SD |
| Legal Block | 15 |
| Legal Lot Number | 156 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950609 |
156 Cove Dr is owner-occupied and held in a trust since November 2015.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 156 COVE DR, MIRAMAR BEACH, FL 32550-4577 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on File |
| Deed Sale | Nov 12, 2015 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 20151345309 |
| Deed Book / Page | 2995 / 663 |
| Prior Transfer Date | Nov 6, 2015 |
| Prior Transfer Doc | 0029982250 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 156 Cove Dr was $3,176 with exemptions applied, up 2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,176.00 (+2.02%) Homeowner's exemption Veteran's exemption | $482,991 | $868,515 Land $145,000 Building $723,515 |
| 2024 | $3,113.00 (+14.57%) | ||
| 2023 | $2,717.00 (+1.3%) Homeowner's exemption | $583,586 (+9.44%) Land $69,088 Building $514,498 | $583,586 (+9.44%) Land $69,088 Building $514,498 |
| 2022 | $2,682.00 Homeowner's exemption | $533,265 Land $76,688 Building $456,577 | $533,265 Land $76,688 Building $456,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Cove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: LiveOak Fiber.
5G (outdoors only) and 4G LTE
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