160 Cochran St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 160 Cochran St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1910
Lot Size	0.094 acres (4,076 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2022)
Tax Bill	$2,987 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-00057`

Property Details

APN / Parcel Number

Primary APN	`127-00057`
Alternative APN	`CHIC M:0127 P:00057`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,124 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	562 sqft
Basement Area	562 sqft
Unfinished Basement	562 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,076 sqft (0.094 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	127-00057
Street Address	160 COCHRAN ST
City	CHICOPEE
State	MA
Zip	01020-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3005
Census Tract	810700

Owner

160 Cochran St is owned and occupied by an individual who bought it in September 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	160 COCHRAN ST, CHICOPEE, MA 01020-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MELISSA BONITO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Jun 13, 2022 · Amount on File
Deed Document Number	202257502
Deed Book / Page	24738 / 181
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	May 8, 2026
Property Address	160 COCHRAN ST, CHICOPEE, MA 01020-3409
Document Number	0000020521
Book / Page	26324 / 527
Instrument Date	May 4, 2026
Instrument	202620521
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 COCHRAN ST, CHICOPEE, MA 01020-3409

Mortgage

Document Number	026324-527,
Date	May 8, 2026
Book Page	26324/527
Instrument	202620521

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 23, 2022
Property Address	160 COCHRAN ST, CHICOPEE, MA 01020-3409
Document Number	024738-181
Book / Page	24738 / 181
Instrument Date	Sep 23, 2022
Instrument	57502
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	42 GEORGE ST, WEST SPRINGFIELD, MA 01089-3414

Mortgage

Document Number	0000057504
Date	Sep 23, 2022
Instrument	57504

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	024738-198
Date	Sep 23, 2022
Book Page	24738/198
Instrument	57505

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 13, 2022
Property Address	160 COCHRAN ST, CHICOPEE, MA 01020-3409
Document Number	024589-274
Book / Page	24589 / 274
Instrument Date	Jun 7, 2022
Instrument	35515
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4066, WINDHAM, NH 03087-4066

Mortgage

Document Number	0000035516
Date	Jun 13, 2022
Instrument	35516

Lender

Name	MELISSA BONITO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 160 Cochran St was $2,987, up 4.8% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,987.00 (+4.81%)	$196,000 (+4.26%) Land $69,900 Building $126,100	$226,685 (-9.75%)
2025	$2,850.00 (+5.44%)	$188,000 (+2.68%) Land $64,700 Building $123,300	$251,180
2024	$2,703.00 (+6.84%)	$183,100 (+9.64%) Land $63,500 Building $119,600
2023	$2,530.00	$167,000 Land $57,700 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Cochran St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 160 Cochran St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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