115 Cochran St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 115 Cochran St, Chicopee, MA 01020

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,528 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Dec 2022)
Tax Bill	$7,135 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`126-00072`

Property Details

APN / Parcel Number

Primary APN	`126-00072`
Alternative APN	`CHIC M:0126 P:00072`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,528 sqft Living Area
Gross Area	5,424 sqft
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	126-00072
Street Address	115 COCHRAN ST
City	CHICOPEE
State	MA
Zip	01020-3438
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3003
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 COCHRAN ST, CHICOPEE, MA 01020-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	202276277
Deed Book / Page	24863 / 302
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	23027-553
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 30, 2022
Property Address	115 COCHRAN ST, CHICOPEE, MA 01020-3438
Document Number	024863-302
Book / Page	24863 / 302
Instrument Date	Dec 30, 2022
Instrument	76277
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WILDWOOD LN, SOUTH HADLEY, MA 01075-2206

Mortgage

Document Number	0000076278
Date	Dec 30, 2022
Instrument	76278

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 31, 2019
Property Address	115 COCHRAN ST, CHICOPEE, MA 01020-3438
Document Number	23027-553
Book / Page	023027 / 000553
Instrument Date	Dec 31, 2019
Instrument	78271
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 COCHRAN ST CHICOPEE MA 010203438, CHICOPEE, MA 01020-3438

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,135.00 (+9.7%)	$468,200 (+9.14%) Land $78,300 Building $389,900
2025	$6,504.00 (+8.06%)	$429,000 (+5.2%) Land $73,100 Building $355,900
2024	$6,019.00 (+37.77%)	$407,800 (+41.4%) Land $71,700 Building $336,100
2023	$4,369.00	$288,400 Land $65,200 Building $223,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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