160 Cedar Rapids Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 160 Cedar Rapids Rd, Mount Vernon, KY 40456

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1956
OwnerIndividual Name on File
Last Sale$55,000 (Sep 2021)
Tax Bill$594 (2025)
Deeds & MortgagesSep 2021 Construction Loan
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023-00-030

Property Details

APN / Parcel Number

Primary APN023-00-030
Alternative APNs
  • 1947001
  • 1153901

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1956
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOil

Location & Zoning

Account Number1153901
Street Address160 CEDAR RAPIDS RD
CityMOUNT VERNON
StateKY
Zip40456-8516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1074
Census Tract950201

Owner

160 Cedar Rapids Rd is owned and occupied by an individual who bought it in September 2021.

Source: Rockcastle County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Construction Mortgage
CITIZENS BANK
May 9, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK
Sep 16, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2021 · Amount on File
Deed SaleSep 16, 2021 · Amount on File
Deed Document Number368429
Deed Book / PageD279 / 683
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Transaction TypeMortgage
Record UpdatedJan 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516

Mortgage

Document Number00M320/467
DateSep 16, 2021
Book PageM320/467
Instrument368430
Lender
NameCITIZENS BANK
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueMar 15, 2022

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Transaction TypeMortgage
Record UpdatedJan 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516

Mortgage

Document Number000328/213
DateMay 9, 2022
Book Page328/213
Instrument370910
Lender
NameCITIZENS BANK
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2052
Interest
Rate TypeAdjustable Rate

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateSep 16, 2021
Property Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Document Number00D279/683
Book / PageD279 / 683
Instrument DateSep 15, 2021
Instrument368429
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

AmountAmount on Record
Tax$55.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5742 COPPER CREEK RD, CRAB ORCHARD, KY 40419-8897

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address160 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516

Tax Assessment & Valuation

The 2025 property tax bill for 160 Cedar Rapids Rd was $594.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$594.00$73,000$73,000
2023$455.00$55,000$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Cedar Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Cedar Rapids Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people · EPA ID KY1020891
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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