108 Cedar Rapids Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 108 Cedar Rapids Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,152 sqft
Owner	Individual Name on File
Last Sale	$35,000 (Oct 2017)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-00-033`

Property Details

APN / Parcel Number

Primary APN	`023-00-033`
Alternative APNs	`1352101` `583401`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,152 sqft Living Area

Exterior

Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	583401
Street Address	108 CEDAR RAPIDS RD
City	MOUNT VERNON
State	KY
Zip	40456-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2024 CLAYTON, LOT & HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1074
Census Tract	950201

Owner

108 Cedar Rapids Rd is owned and occupied by an individual who bought it in October 2017.

Source: Rockcastle County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Oct 25, 2017	Deed, Transfer · Commercial Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Deed Document Number	146502
Deed Book / Page	DEED 262 / 389
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	108 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG280/040
Date	Aug 25, 2017
Book Page	MTG 280/040
Instrument	144272

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 23, 2037

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Oct 25, 2017
Property Address	108 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516
Document Number	DEED262/389
Book / Page	DEED 262 / 389
Instrument Date	Oct 24, 2017
Instrument	146502
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 MAPLE GROVE RD, ORLANDO, KY 40460-8781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CEDAR RAPIDS RD, MOUNT VERNON, KY 40456-8516

Mortgage

Document Number	0000146503
Date	Oct 25, 2017
Instrument	146503

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cedar Rapids Rd was $1,253.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$154,000	$154,000
2023	$289.00	$35,000	$35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Cedar Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cedar Rapids Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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