Collier County property record for 160 Cays Dr, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 1,971 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Last Sale | $335,000 (Mar 2019) |
| Tax Bill | $5,717 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2021 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 571300 187D09 |
| Primary APN | 571300 187D09 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,971 sqft Living Area |
| 1st Floor Area | 1,971 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Pool Area | 392 sqft |
| Deck Area | 208 sqft |
| Street Address | 160 CAYS DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | PORT OF THE ISLANDS (THE CAYS) PHASE II LOT 18 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 9 |
| Legal Subdivision | PORT OF THE ISLANDS (THE CAYS) PHASE II |
| Legal Phase | 2 |
| Legal Tract | 571300 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 1 |
| Census Block | 1163 |
| Census Tract | 11113 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 160 CAYS DR, NAPLES, FL 34114-9630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 15, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Sep 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Mar 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Prior Sale | Apr 17, 2000 · Amount on Record |
| Deed Document Number | 20195689958 |
| Deed Book / Page | 5612 / 121 |
| Last Transfer Date | Oct 8, 2021 |
| Transfer Doc | 0060270923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 160 CAYS DR, NAPLES, FL 34114-9630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060411035 |
|---|---|
| Date | Nov 14, 2021 |
| Book Page | 6041/1035 |
| Instrument | 6158637 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 160 CAYS DR, NAPLES, FL 34114-9630 |
| Document Number | 0060270923 |
| Book / Page | 6027 / 923 |
| Map Reference | MB 21 PG 1-4 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 6143747 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1200 HEADQUATERS ROAD, PRUDENVILLE, MI 48651 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 160 CAYS DR, NAPLES, FL 34114-9630 |
| Document Number | 0056721124 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 160 CAYS DR NAPLES FL 341149630, NAPLES, FL 34114-9630 |
| Document Number | 0056721124 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 005672/001124 |
| Instrument | 5763680 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 28, 2019 |
| Property Address | 160 CAYS DR, NAPLES, FL 34114-9630 |
| Document Number | 0056120121 |
| Book / Page | 005612 / 000121 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 5689958 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIRST TITLE AND ABSTRACT, FIRST TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1200 HEADQUARTERS RD PRUDENVILLE MI 48651, PRUDENVILLE, MI 48651 |
| Document Number | 56120123 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 005612/000123 |
| Instrument | 5689959 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2049 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,719 (+9.02%) Land $117,612 Building $295,107 | $412,719 (+9.02%) Land $117,612 Building $295,107 | |
| 2025 | $5,717.00 (-19%) | $378,585 (+16.08%) Land $117,612 Building $260,973 | $378,585 (-7.51%) Land $117,612 Building $260,973 |
| 2024 | $7,058.00 (+7.87%) | ||
| 2023 | $6,543.00 (+4.2%) | $326,142 (+1%) | $409,305 (+12.62%) Land $123,493 Building $285,812 |
| 2022 | $6,279.00 | $296,493 | $363,439 Land $64,833 Building $298,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 226 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 646 units insured incl. 420 condo units |
| Nearby Flood Claims | 12 (2017–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT OF THE ISLANDS private · serves 1,200 people · EPA ID FL5110230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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