172 Cays Dr, Naples, FL 34114 Property Records

Collier County property record for 172 Cays Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,942 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Nov 2021)
Tax Bill	$5,875 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`571300 157D09`

Property Details

APN / Parcel Number

Primary APN	`571300 157D09`
Alternative APNs	`68300002300130402157` `68300002300`

Interior

Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Pool Area	392 sqft
Deck Area	436 sqft

Location & Zoning

Street Address	172 CAYS DR
City	NAPLES
State	FL
Zip	34114-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	PORT OF THE ISLANDS (THE CAYS) PHASE II LOT 15
Legal Range	28
Legal Township	52
Legal Section	9
Legal Subdivision	PORT OF THE ISLANDS (THE CAYS) PHASE II
Legal Phase	2
Legal Tract	571300
Legal Block	1
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1163
Census Tract	11113

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1750 THEATRE ST, LATROBE, PA 15650-9011
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	May 15, 2000 · Amount on Record
Deed Document Number	20216160129
Prior Transfer Date	Jun 18, 2010
Prior Transfer Doc	0045822252
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 16, 2021
Property Address	172 CAYS DR, NAPLES, FL 34114-9630
Document Number	0060423109
Book / Page	6042 / 3109
Map Reference	MB 21 PG 1-4
Instrument Date	Nov 12, 2021
Instrument	6160129
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5773 ANEGADA DR, 5773, NAPLES, FL 34113-8384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 THEATRE ST, LATROBE, PA 15650-9011

Mortgage

Document Number	60423114
Date	Nov 16, 2021
Instrument	6042/3114

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,875.00 (-22.01%)	$391,171 (-5.91%) Land $117,000 Building $274,171	$391,171 (-7.49%) Land $117,000 Building $274,171
2024	$7,533.00 (+2.46%)
2023	$7,352.00 (+4.08%)	$415,729 (+1%)	$422,824 (+11.88%) Land $122,850 Building $299,974
2022	$7,064.00	$377,935 Land $64,496 Building $313,439	$377,935 Land $64,496 Building $313,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 226 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 420 condo units
Nearby Flood Claims	12 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT OF THE ISLANDS private · serves 1,200 people · EPA ID FL5110230
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Apr 2024 Arsenic resolved · Apr 2024 Antimony resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
AT&T Fixed Wireless	25 / 3