160 Alder St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 160 Alder St, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,260 sqft · built 1963
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Jul 2021)
Tax Bill	$5,239 (2026)
Deeds & Mortgages	Jul 2021 Sale Aug 2019 Refinance
APN	`615J103307`

Property Details

APN / Parcel Number

Primary APN	`615J103307`
Alternative APNs	`280001703300020020000000` `152800 17.33-2-2.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	180 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	39,204 sqft (0.9 acres)
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J103307
Street Address	160 ALDER ST
City	JAY
State	NY
Zip	12941-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	148 JAY TRACT
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1020
Census Tract	960200

Owner

160 Alder St is owned by two individuals who bought it in July 2021.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 SWING BRIDGE LN, SOUTH BOUND BROOK, NJ 08880-1499
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	20213870
Deed Book / Page	2044 / 206
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 28, 2021
Property Address	160 ALDER ST, JAY, NY 12941-2302
Document Number	002044/206
Book / Page	2044 / 206
Instrument Date	Jul 2, 2021
Instrument	2021-3870
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6 SWING BRIDGE LN, SOUTH BOUND BROOK, NJ 08880-1499

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	160 ALDER ST, JAY, NY 12941-2302
Transaction Type	Mortgage
Record Updated	Sep 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192972
Date	Aug 16, 2019
Instrument	2019-2972

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 160 Alder St was $5,239, up 0.7% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,239.00 (+0.65%)
2025	$5,205.00	$273,700 Land $184,100 Building $89,600	$273,700 Land $184,100 Building $89,600
2023		$239,300 (+22.91%) Land $115,000 Building $124,300	$239,300 (+22.91%) Land $115,000 Building $124,300
2022	$2,903.00	$194,700 Land $57,000 Building $137,700	$194,700 Land $57,000 Building $137,700
2020	$3,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 160 Alder St; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Alder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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