139 Alder St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 139 Alder St, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 1969
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Jul 2019)
Tax Bill	$7,036 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
APN	`615J103204`

Property Details

APN / Parcel Number

Primary APN	`615J103204`
Alternative APNs	`280001703300010140000000` `152800 17.33-1-14.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	336 sqft
Upper Floors Area	100 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Basement
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J103204
Street Address	139 ALDER ST
City	JAY
State	NY
Zip	12941-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	148 JAY TRACT
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1035
Census Tract	960200

Owner

139 Alder St is owned and occupied by two individuals who bought it in July 2019.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 ALDER ST, JAY, NY 12941-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	20192578
Deed Book / Page	1957 / 320
Record Updated	Oct 29, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 19, 2019
Property Address	139 ALDER ST, JAY, NY 12941-2303
Document Number	001957/320
Book / Page	1957 / 320
Instrument Date	Jun 22, 2019
Instrument	2019-2578
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 867, LAKE PLACID, NY 12946-0867
Investor	Possibly a Property Investor

Mortgage

Document Number	0020192579
Date	Jul 19, 2019
Instrument	2019-2579

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 139 Alder St was $7,036, up 0.6% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,036.00 (+0.64%)
2025	$6,991.00	$367,600 Land $184,100 Building $183,500	$367,600 Land $184,100 Building $183,500
2023		$311,100 (+71.22%) Land $115,000 Building $196,100	$311,100 (+71.22%) Land $115,000 Building $196,100
2022	$2,709.00	$181,700 Land $57,000 Building $124,700	$181,700 Land $57,000 Building $124,700
2020	$4,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 139 Alder St; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Alder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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