16 White Gate Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 16 White Gate Rd, Oxford, CT 06478

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,944 sqft · built 1979
Lot Size2.8 acres (121,968 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (Aug 1997)
Tax Bill$8,152 (2026)
Deeds & MortgagesAug 2022 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC0083500

Property Details

APN / Parcel Number

Primary APNC0083500
Alternative APNs
  • OXFO M:11 B:47 L:21-1
  • OXFD M:11 B:47 L:21-1

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,944 sqft Living Area
Gross Area6,585 sqft
Basement Area1,499 sqft
Unfinished Basement1,499 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Foundation TypeRaised
Roof TypeShed Roof
Roof MaterialShingle
Lot Area121,968 sqft (2.8 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberC0083500
Street Address16 WHITE GATE RD
CityOXFORD
StateCT
Zip06478-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block47
Legal Lot Number21-1
JurisdictionOXFORD CT
Township / Civil DivisionOXFORD
Census Block Group4
Census Block4008
Census Tract346102

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 WHITE GATE RD, OXFORD, CT 06478-1501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · ARM
SUMA YONKERS FCU
Aug 3, 2017Deed of Trust, Mortgage · Line of Credit
USA ALLIANCE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 1997 · Amount on Record
Deed SaleAug 20, 1997 · Amount on Record
Prior SaleApr 20, 1994 · Amount on Record
Deed Book / Page196 / 308
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD CT
Property Address16 WHITE GATE RD, OXFORD, CT 06478-1501
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000462-269
DateAug 25, 2022
Book Page462/269
Instrument1236700019
Lender
NameSUMA YONKERS FCU
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateSep 1, 2029
Index5-Year CMT

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD CT
Property Address16 WHITE GATE RD, OXFORD, CT 06478-1501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number417-1097
DateAug 3, 2017
Book Page417/1097
Instrument919610015
Lender
NameUSA ALLIANCE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,152.00 (+2.7%)$396,690 (-) Land $90,440 Building $306,250$602,891 (+117.11%)
2025$7,938.00$396,690 (+44.3%) Land $90,440 Building $306,250$277,683 Land $63,308 Building $214,375
2024$7,938.00 (+17.81%)
2023$6,738.00$274,900 Land $95,000 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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