Oxford Town property record for 15 White Gate Rd, Oxford, CT 06478
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3.5 ba · 3,248 sqft · built 1984 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Aug 2018) |
| Tax Bill | $8,230 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K0196600 |
| Primary APN | K0196600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,248 sqft Living Area |
| Gross Area | 7,346 sqft |
| Basement Area | 1,783 sqft |
| Unfinished Basement | 1,783 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | K0196600 |
|---|---|
| Street Address | 15 WHITE GATE RD |
| City | OXFORD |
| State | CT |
| Zip | 06478-1502 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RESA |
| Legal Block | 47 |
| Legal Lot Number | W-8 |
| Jurisdiction | OXFORD CT |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 346102 |
Source: Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 WHITE GATE RD, OXFORD, CT 06478-1502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC |
| Sep 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MTG SVCS |
| Aug 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOTAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 20181135450003 |
| Deed Book / Page | 425 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 15 WHITE GATE RD, OXFORD, CT 06478-1502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000463-739 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 463/739 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 15 WHITE GATE RD, OXFORD, CT 06478-1502 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000468-974 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 468/974 |
| Name | SIKORSKY FINANCIAL CREDIT UNION INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 15 WHITE GATE RD, OXFORD, CT 06478-1502 |
| Document Number | 444-224 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 15 WHITE GATE RD OXFORD CT 064781502, OXFORD, CT 06478-1502 |
| Document Number | 444-224 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 000444/000224 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OXFORD CT |
| Recording Date | Aug 14, 2018 |
| Property Address | 15 WHITE GATE RD, OXFORD, CT 06478-1502 |
| Document Number | 425-35 |
| Book / Page | 000425 / 000035 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 1135450003 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 FAIRFIELD ST MILFORD CT 064605129, MILFORD, CT 06460-5129 |
| Document Number | 425-38 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 000425/000038 |
| Instrument | 1135460010 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Oxford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,230.00 (+2.71%) | $400,470 (-) Land $78,190 Building $322,280 | $673,483 (+140.25%) |
| 2025 | $8,013.00 | $400,470 (+40.81%) Land $78,190 Building $322,280 | $280,329 Land $54,733 Building $225,596 |
| 2024 | $8,013.00 (+14.95%) | ||
| 2023 | $6,971.00 | $284,400 Land $85,000 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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