16 West St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 16 West St, Cold Spring, NY 10516

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 2,373 sqft · built 2006
Lot Size	0.543 acres (23,664 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Feb 2008)
Tax Bill	$11,948 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`372601 48.12-1-75.-302`

Property Details

APN / Parcel Number

Primary APN	`372601 48.12-1-75.-302`
Alternative APNs	`260104801200010750000302` `004925`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,373 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	863 sqft
2nd Floor Area	863 sqft
Upper Floors Area	647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Foundation Type	Slab (Mat/Raft)
Lot Area	23,664 sqft (0.543 acres)
Lot Dimensions	204 ft deep x 116 ft wide
View / Lot	Waterfront
Porch	Covered Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004925
Street Address	16 WEST ST
City	COLD SPRING
State	NY
Zip	10516-3210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R10
Legal Description	LAND
Legal Block	1
Legal Lot Number	75.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2018
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 WEST ST, COLD SPRING, NY 10516-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2008 · Amount on Record
Deed Sale	Feb 5, 2008 · Amount on Record
Deed Book / Page	1796 / 130
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 30, 2022
Property Address	16 WEST ST, COLD SPRING, NY 10516-3210
Document Number	0022860345
Book / Page	2286 / 345
Map Reference	LB 1773 PG 145
Instrument Date	Aug 9, 2022
Instrument	7821-2022
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 WEST ST # ST6C, 16, COLD SPRING, NY 10516-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 RAMAPO RD APT A, A, GARNERVILLE, NY 10923-1525

Mortgage

Document Number	0077030313
Date	Sep 14, 2022
Book Page	7703/313
Instrument	8279-2022

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Sep 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,300 (-) Land $19,200 Building $169,100	$613,955 (+14.84%)
2024	$11,948.00
2023		$188,300 (-) Land $19,200 Building $169,100	$534,639 (+11.73%) Land $54,514 Building $480,125
2022		$188,300 Land $19,200 Building $169,100	$478,526 Land $48,793 Building $429,733

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000