14 West St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 14 West St, Cold Spring, NY 10516

Property Summary

Property TypeDuplex
Details2 bd · 2.5 ba · 2,373 sqft · built 2006
Lot Size0.543 acres (23,664 sqft)
OwnerCompany Name on File
Last Sale$950,000 (Mar 2023)
Tax Bill$11,859 (2024)
Deeds & MortgagesMar 2023 Sale
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN372601 48.12-1-75.-401

Property Details

APN / Parcel Number

Primary APN372601 48.12-1-75.-401
Alternative APNs
  • 260104801200010750000401
  • 004925

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,373 sqft Living Area
Gross Area2,534 sqft
1st Floor Area863 sqft
2nd Floor Area863 sqft
Upper Floors Area647 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleDuplex Single
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area23,664 sqft (0.543 acres)
Lot Dimensions204 ft deep x 116 ft wide
View / LotWaterfront
PorchCovered Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004925
Street Address14 WEST ST
CityCOLD SPRING
StateNY
Zip10516-3210
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR10
Legal DescriptionLAND
Legal Block1
Legal Lot Number75.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2018
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address14 WEST ST, 7, COLD SPRING, NY 10516-3210
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Bargain and Sale Deed, Transfer
RE TITLE AGENCY LLC, RG TITLE AGENCY LLC
Nov 7, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2023 · Amount on File
Deed SaleMar 6, 2023 · Amount on File
Deed Document Number20231376
Deed Book / Page2311 / 86
Record UpdatedOct 29, 2026

March 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateMar 6, 2023
Property Address14 WEST ST, COLD SPRING, NY 10516-3210
Document Number0023110086
Book / Page2311 / 86
Map ReferenceLB 1773 PG 145
Instrument DateFeb 27, 2023
Instrument1376-2023
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyRE TITLE AGENCY LLC, RG TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$3,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 JULIA LN, COLD SPRING, NY 10516-2522

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 WEST ST, COLD SPRING, NY 10516-3210

November 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateNov 7, 2017
Property Address14 WEST ST, COLD SPRING, NY 10516-3210
Document Number0020610006
Book / Page002061 / 000006
Instrument DateOct 24, 2017
Instrument1502870
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyNEW YORK TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 RANDOM FARMS DR CHAPPAQUA NY 105141017, CHAPPAQUA, NY 10514-1017

Mortgage

Document Number67710010
DateNov 7, 2017
Book Page006771/000010
Instrument1603817
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 6, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$186,900 (-) Land $19,200 Building $167,700$609,390 (+14.84%)
2024$11,859.00
2023$186,900 (-) Land $19,200 Building $167,700$530,664 (+11.73%) Land $54,514 Building $476,150
2022$186,900 Land $19,200 Building $167,700$474,968 Land $48,793 Building $426,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people · EPA ID NY3903652
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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