16 Wagon Trail Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 16 Wagon Trail Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2024)
Tax Bill	$427 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055900001`

Property Details

APN / Parcel Number

Primary APN	`055900001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1955
Lot Area	24,960 sqft (0.573 acres)

Location & Zoning

Street Address	16 WAGON TRAIL RD
City	RIDGEWAY
State	VA
Zip	24148-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	NR HORSEPASTURE CH ST RT 694 .573AC
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1027
Census Tract	10700

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 WAGON TRAIL RD, RIDGEWAY, VA 24148-3848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	240003435
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Nov 30, 2022
Property Address	16 WAGON TRAIL RD, RIDGEWAY, VA 24148-3848
Document Number	0220004862
Instrument Date	Nov 24, 2022
Instrument	220004862
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WAGON TRAIL RD, RIDGEWAY, VA 24148-3848

Mortgage

Document Number	0220004863
Date	Nov 30, 2022
Instrument	220004863

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 4, 2022
Property Address	16 WAGON TRAIL RD, RIDGEWAY, VA 24148-3848
Document Number	0220000038
Instrument Date	Jan 4, 2022
Instrument	220000038
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	VIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WAGON TRAIL RD, RIDGEWAY, VA 24148-3848

Mortgage

Document Number	0220000039
Date	Jan 4, 2022
Instrument	220000039

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$427.00	$77,100 (-) Land $9,500 Building $67,600
2023	$427.00	$77,100 Land $9,500 Building $67,600	$77,100 (-) Land $9,500 Building $67,600
2021			$77,100 Land $9,500 Building $67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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