394 Wagon Trail Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 394 Wagon Trail Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,471 sqft · built 2008
Lot Size	3.8 acres (165,659 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Jan 2024)
Tax Bill	$903 (2025)
Deeds & Mortgages	Jan 2024 Sale Aug 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098700000`

Property Details

APN / Parcel Number

Primary APN	`098700000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,471 sqft Living Area

Exterior

Year Built	Built 2008
Lot Area	165,659 sqft (3.8 acres)

Location & Zoning

Street Address	394 WAGON TRAIL RD
City	RIDGEWAY
State	VA
Zip	24148-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	NR HORSEPASTURE CHURCH LOT=0.63 AC ST RT 694
Legal Subdivision	BG FLANAGAN
Jurisdiction	HENRY VA
Township / Civil Division	HORSEPASTURE
Census Block Group	1
Census Block	1028
Census Tract	10700

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 28, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	240000085
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 8, 2024
Property Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Document Number	0240000085
Instrument Date	Sep 26, 2023
Instrument	240000085
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003286
Date	Aug 9, 2022
Instrument	220003286

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.38%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002785
Date	Jun 21, 2021
Instrument	210002785

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002611
Date	Jul 31, 2019
Instrument	190002611

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	394 WAGON TRAIL RD, RIDGEWAY, VA 24148-3805
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000692
Date	Feb 28, 2018
Instrument	180000692

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+6.24%)	$162,800 (+6.27%) Land $17,600 Building $145,200
2023	$850.00	$153,200 Land $8,000 Building $145,200	$153,200 (-5.9%) Land $8,000 Building $145,200
2021			$162,800 Land $17,600 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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