16 Verna, Lake Forest, CA 92630 Property Records

Orange County property record for 16 Verna, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,907 sqft · built 2018
Lot Size	0.115 acres (5,019 sqft)
Owner	Individual Name on Record
Last Sale	$1,266,000 (Aug 2018)
Tax Bill	$14,879 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-651-54`

Property Details

APN / Parcel Number

Primary APN	`610-651-54`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,907 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,019 sqft (0.115 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16 VERNA
City	LAKE FOREST
State	CA
Zip	92630-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17540 BLK LOT 54
Legal Subdivision	TRACT NO 17540
Legal Tract	17540
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2005
Census Tract	52422

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 IRON GATE, IRVINE, CA 92618-4811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK
Aug 23, 2018	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC
Aug 23, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	2018309868
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000309869
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 VERNA, LAKE FOREST, CA 92630-1462
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13002 GUANGQUJIAYUAN 19, BEIJING

Mortgage

Document Number	0000596455
Date	Sep 27, 2021
Instrument	2021000596455

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2018
Property Address	16 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000309869
Instrument Date	Jul 31, 2018
Instrument	309869
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	123 DERAILER IRVINE CA 926181036, IRVINE, CA 92618-1036

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2018
Property Address	16 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000309868
Map Reference	MB958 PG41
Instrument Date	Jul 23, 2018
Instrument	2018000309868
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMISTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 DERAILER, IRVINE, CA 92618-1036

Mortgage

Document Number	0000309870
Date	Aug 23, 2018
Instrument	2018000309870

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,440,383 (+2%) Land $744,180 Building $696,203
2025	$14,879.00 (+1.84%)	$1,412,141 (+4.04%) Land $729,589 Building $682,552
2024	$14,610.00 (+2.41%)
2023	$14,266.00 (+1.81%)	$1,357,306 Land $701,257 Building $656,049
2022	$14,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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