15 Verna, Lake Forest, CA 92630 Property Records

Orange County property record for 15 Verna, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,831 sqft · built 2018
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Company Names on Record
Last Sale	$2,158,000 (Dec 2023)
Tax Bill	$23,254 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`610-651-51`

Property Details

APN / Parcel Number

Primary APN	`610-651-51`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,831 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,400 sqft (0.101 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 VERNA
City	LAKE FOREST
State	CA
Zip	92630-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17540 BLK LOT 51
Legal Subdivision	TRACT NO. 17540
Legal Tract	17540
Legal Lot Number	51
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2003
Census Tract	52422

Owner

Source: Orange County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 VERNA, LAKE FOREST, CA 92630-1462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage IFINANCE MORTGAGE INC
Dec 18, 2023	Intrafamily Transfer, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Dec 18, 2023	Grant Deed, Transfer · Conventional Mortgage TIGER LOANS INC
Jul 24, 2018	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC
Jul 24, 2018	Grant Deed, Transfer · ARM EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2023310950
Last Transfer Date	Mar 3, 2025
Transfer Doc	0000069660
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VERNA, LAKE FOREST, CA 92630-1462

Mortgage

Document Number	0000293438
Date	Oct 27, 2025
Instrument	2025000293438

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VERNA, LAKE FOREST, CA 92630-1462

Mortgage

Document Number	0000097137
Date	Apr 18, 2024
Instrument	2024000097137

Lender

Name	IFINANCE MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2023
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000310949
Map Reference	MB 958 PG 41-45
Instrument Date	Nov 27, 2023
Instrument	2023000310949
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 STELLAR, IRVINE, CA 92618-0846

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2023
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000310950
Map Reference	MB 958 PG 41-45
Instrument Date	Nov 20, 2023
Instrument	2023000310950
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 VERNA, LAKE FOREST, CA 92630-1462

Mortgage

Document Number	0000310951
Date	Dec 18, 2023
Instrument	2023000310951

Lender

Name	TIGER LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2018
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000270301
Instrument Date	Jun 25, 2018
Instrument	270301
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15 VERNA LAKE FOREST CA 926301462, LAKE FOREST, CA 92630-1462

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2018
Property Address	15 VERNA, LAKE FOREST, CA 92630-1462
Document Number	0000270300
Map Reference	MB958 PG41-45
Instrument Date	Jun 21, 2018
Instrument	2018000270300
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VERNA, LAKE FOREST, CA 92630-1462

Mortgage

Document Number	0000270302
Date	Jul 24, 2018
Instrument	2018000270302

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$23,254.00 (+1.59%)	$2,201,160 (+70.19%) Land $1,399,121 Building $802,039
2024	$22,889.00 (+68.59%)
2023	$13,577.00 (+1.81%)	$1,293,326 Land $631,828 Building $661,498
2022	$13,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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