Bergen County and Edgewater Borough property record for 16 Vela Way, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,617 sqft · built 2007 |
| Lot Size | 0.033 acres (1,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,395,000 (Dec 2022) |
| Tax Bill | $22,360 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00013-0000-00001-0000-C0016 |
| Primary APN | 13-00013-0000-00001-0000-C0016 |
|---|---|
| Alternative APN |
|
| Building Area | 3,617 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Lot Area | 1,430 sqft (0.033 acres) |
| Street Address | 16 VELA WAY |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 2.01,2.02,4,5,5.01, |
| Legal Subdivision | VELA TWNHMS |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 13002 |
16 Vela Way is owned and occupied by an individual who bought it in December 2022.
Source: Bergen County and Edgewater Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 VELA WAY, EDGEWATER, NJ 07020-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Dec 2, 2022 | Deed, Transfer · Stand-Alone First Mortgage DAVID BARTZ INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2022 · Amount on File |
| Deed Sale | Dec 2, 2022 · Amount on File |
| Prior Sale | Oct 23, 2007 · Amount on File |
| Deed Document Number | 2022111961 |
| Deed Book / Page | 4873 / 1856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 21, 2023 |
| Property Address | 16 VELA WAY, EDGEWATER, NJ 07020-1564 |
| Document Number | 0050420275 |
| Book / Page | 5042 / 275 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023047817 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 E MIDLAND AVE, PARAMUS, NJ 07653-7000 |
| Name | Verified Name |
|---|---|
| Address | 16 VELA WAY, EDGEWATER, NJ 07020-1564 |
| Document Number | 2023047818 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023047818 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 2, 2022 |
| Property Address | 16 VELA WAY, EDGEWATER, NJ 07020-1564 |
| Document Number | 0048731856 |
| Book / Page | 4873 / 1856 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022111961 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,304.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 191 MONTAUK HWY, WATER MILL, NY 11976-2617 |
| Name | Verified Name |
|---|---|
| Address | 16 VELA WAY, EDGEWATER, NJ 07020-1564 |
| Document Number | 2022111962 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 2022111962 |
| Name | DAVID BARTZ INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Jun 1, 2023 |
The 2025 property tax bill for 16 Vela Way was $22,360, up 4.4% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,457,400 (+7.22%) Land $575,000 Building $882,400 | $1,457,400 (+7.22%) Land $575,000 Building $882,400 | |
| 2025 | $22,360.00 (+4.41%) | $1,359,300 Land $550,000 Building $809,300 | $1,359,300 Land $550,000 Building $809,300 |
| 2024 | $21,415.00 | ||
| 2023 | $1,315,900 (+1.31%) Land $540,000 Building $775,900 | $1,315,900 (+1.31%) Land $540,000 Building $775,900 | |
| 2022 | $20,938.00 (-22.56%) | $1,298,900 Land $540,000 Building $758,900 | $1,298,900 Land $540,000 Building $758,900 |
| 2021 | $27,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Vela Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Nearby Flood Policies | 589 units insured incl. 550 condo units |
| Nearby Flood Claims | 35 (1985–2024) |
| Claims Outside the SFHA | 6 of 35 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Vela Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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