Bergen County and Edgewater Borough property record for 15 Vela Way, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 5,198 sqft · built 2007 |
| Lot Size | 0.05 acres (2,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,100,000 (Jul 2025) |
| Tax Bill | $26,892 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00013-0000-00001-0000-C0015 |
| Primary APN | 13-00013-0000-00001-0000-C0015 |
|---|---|
| Alternative APN |
|
| Building Area | 5,198 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Lot Area | 2,183 sqft (0.05 acres) |
| Street Address | 15 VELA WAY |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 2.01,2.02,4,5,5.01, |
| Legal Subdivision | VELA TWNHSES |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 13002 |
15 Vela Way is owned and occupied by an individual who bought it in July 2025.
Source: Bergen County and Edgewater Borough records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 VELA WAY, EDGEWATER, NJ 07020-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Jan 18, 2023 | Bargain and Sale Deed, Transfer ALTOR ABSTRACT COMPANY INC, ALTOR ABSTRACT CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Jan 8, 2013 · Amount on File |
| Deed Document Number | 202544834 |
| Deed Book / Page | 5538 / 1938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2026 |
| Property Address | 15 VELA WAY, EDGEWATER, NJ 07020-1563 |
| Document Number | 0000049479 |
| Book / Page | 5852 / 834 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202649479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 37 WINTERBURN PL, EDGEWATER, NJ 07020-1114 |
| Document Number | 0000049479, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5852/834 |
| Instrument | 202649479 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 18, 2023 |
| Property Address | 15 VELA WAY, EDGEWATER, NJ 07020-1563 |
| Document Number | 0049071257 |
| Book / Page | 4907 / 1257 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2023004618 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | ALTOR ABSTRACT COMPANY INC, ALTOR ABSTRACT CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15701 COLLINS AVE UNIT 4705, 4705, SUNNY ISLES BEACH, FL 33160-5434 |
| Name | Verified Name |
|---|---|
| Address | 15 VELA WAY, EDGEWATER, NJ 07020-1563 |
The 2025 property tax bill for 15 Vela Way was $26,892, up 4.6% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,830,700 (+11.98%) Land $575,000 Building $1,255,700 | $1,830,700 (+11.98%) Land $575,000 Building $1,255,700 | |
| 2025 | $26,892.00 (+4.64%) | $1,634,800 Land $550,000 Building $1,084,800 | $1,634,800 Land $550,000 Building $1,084,800 |
| 2024 | $25,699.00 | ||
| 2023 | $1,579,500 Land $540,000 Building $1,039,500 | $1,579,500 Land $540,000 Building $1,039,500 | |
| 2022 | $25,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Vela Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Nearby Flood Policies | 589 units insured incl. 550 condo units |
| Nearby Flood Claims | 35 (1985–2024) |
| Claims Outside the SFHA | 6 of 35 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Vela Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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