16 Tower Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 16 Tower Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1965
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Oct 2001)
Tax Bill	$13,581 (2024)
Flood Zone	Zone X (minimal risk)
APN	`372000 55.13-1-33`

Property Details

APN / Parcel Number

Primary APN	`372000 55.13-1-33`
Alternative APNs	`200005501300010330000000` `337655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,300 sqft
Basement Area	728 sqft
Finished Basement	728 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	158 ft deep x 110 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	337655
Street Address	16 TOWER RD
City	CARMEL
State	NY
Zip	10512-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HILLTOP MANOR SECTION III
Legal Block	1
Legal Lot Number	33.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2004
Census Tract	11502

Owner

Source: Putnam County and Carmel Town records · APN 372000 55.13-1-33

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 TOWER RD, CARMEL, NY 10512-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2001 · Amount on Record
Deed Sale	Oct 15, 2001 · Amount on Record
Deed Book / Page	1565 / 419
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Putnam County and Carmel Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$466,600 (+14.47%) Land $85,400 Building $381,200	$466,600 (+14.47%) Land $85,400 Building $381,200
2024	$13,581.00 (+220.08%)
2023		$407,600 (+11%) Land $77,600 Building $330,000	$407,600 (+11%) Land $77,600 Building $330,000
2022		$367,200 Land $77,600 Building $289,600	$367,200 Land $77,600 Building $289,600
2020	$4,243.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Based on FCC filings for 137 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WD 2 serves 5,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.