Putnam County and Carmel Town property record for 15 Tower Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1972 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Apr 2021) |
| Tax Bill | $12,889 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.13-1-27 |
| Primary APN | 372000 55.13-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Canopy | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 337661 |
|---|---|
| Street Address | 15 TOWER RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | HILLTOP MANOR |
| Legal Block | 1 |
| Legal Lot Number | 27.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11502 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 TOWER RD, CARMEL, NY 10512-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 202145402021 |
| Deed Book / Page | 2209 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 12, 2021 |
| Property Address | 15 TOWER RD, CARMEL, NY 10512-1908 |
| Document Number | 0022090284 |
| Book / Page | 2209 / 284 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 4540-2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 TOWER RD, 15, CARMEL, NY 10512-1908 |
| Name | Verified Name |
|---|---|
| Address | 168 COTTAGE AVE, MOUNT VERNON, NY 10550-1447 |
| Document Number | 0007329114 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 7329/114 |
| Name | GREENWAY MORTGAGE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $441,400 (+7.01%) Land $83,100 Building $358,300 | $441,400 (+7.01%) Land $83,100 Building $358,300 | |
| 2024 | $12,889.00 (+225.64%) | $412,500 (+7%) Land $83,100 Building $329,400 | $412,500 (+7%) Land $83,100 Building $329,400 |
| 2023 | $385,500 (+13.92%) Land $75,500 Building $310,000 | $385,500 (+13.92%) Land $75,500 Building $310,000 | |
| 2022 | $338,400 Land $75,500 Building $262,900 | $338,400 Land $75,500 Building $262,900 | |
| 2020 | $3,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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