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16 Thomas Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 16 Thomas Cir, Columbus, MS 39705 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,356 sqft · built 1978
Lot Size0.714 acres (31,134 sqft)
OwnerIndividual Name on File
Tax Bill$1,843 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2022 Mortgage
Flood ZoneZone AE (high risk)
APN42W000000332

Property Details

APN / Parcel Number

Primary APN42W000000332
Alternative APNs
  • 005511
  • 5511

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Building Area2,356 sqft Adjusted Area
1st Floor Area1,926 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,134 sqft (0.714 acres)
Garage TypeMixed
Garage Area1,584 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16 THOMAS CIR
CityCOLUMBUS
StateMS
Zip39705-2870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 THOMAS CIR LOT 29
Legal Range18W
Legal Township17S
Legal Section22
Legal SubdivisionRIDGELAND PHASE I
Legal Lot Number29
JurisdictionLOWNDES MS
Township / Civil Division1
Census Block Group1
Census Block1008
Census Tract301

Owner

Source: Lowndes County records · APN 42W000000332

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 THOMAS CIR, COLUMBUS, MS 39705-2870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 29, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2016
Deed SaleOct 04, 2016
Deed Book / Page2016 / 7080
Prior Transfer DateMar 15, 2016
Prior Transfer Doc0020162362
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address16 THOMAS CIR, COLUMBUS, MS 39705-2870
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020265046
DateMar 11, 2026
Book Page2026/5046
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address16 THOMAS CIR, COLUMBUS, MS 39705-2870
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202228693
DateNov 29, 2022
Book Page2022/28693
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,843.00 (+3.71%)$16,389 (+19.55%)$163,890 (+19.55%) Land $20,000 Building $143,890
2024$1,777.00 (+16.22%)
2023$1,529.00$13,709$137,090 Land $20,000 Building $117,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 46 individual NFIP policies nearby
Nearby Flood Policies46 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 10% of Mississippi
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 141 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
4-County FiberFiber1,000 / 1,000
Cable OneCable1,000 / 50
TelapexFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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